Reserve Bank of India

Structural Regulation

RBI Recognises First Self-Regulatory Organisation for NBFC Sector

By Sanday Chongo Kabange | 03/10/2025

The RBI has approved the Finance Industry Development Council as the first self-regulatory organisation for the NBFC sector under its new omnibus framework.

Credit Risk

RBI Overhauls Bank Rules on Credit Loss, Deposit Insurance and Rupee Trade

By Manesh Samtani | 02/10/2025

The RBI has announced a raft of new regulations to bolster bank resilience, incentivise risk management, and promote the international use of the rupee.

Credit Risk

RBI Drafts New Framework for Gold Metal Loans, Tightens Lending Norms

By Nithya Subramanian | 01/10/2025

The RBI has issued draft directions for gold metal loans and updated norms on gold-based lending, expanding financing avenues for jewellers while tightening safeguards to curb misuse.

Capital Adequacy

RBI Eases Floating Loan Norms, Revises Basel Rules

By Nithya Subramanian | 01/10/2025

The regulatory changes range from revised norms on floating-rate loans and tighter limits on overseas issuances under Basel III to draft updates on foreign bank exposures.

Clearing & Post-Trade

ECB Engages Banks on Capital Rules Amid Indian CCP Dispute - Report

By Nithya Subramanian | 30/09/2025

The banks have suggested routing trades through Indian lenders to circumvent direct dealings with CCIL, while ECB works on a “joint approach” with Indian regulators to resolve the dispute.

Capital Adequacy

RBI Allows Co-operative Banks to Invest in NABARD’s Shared Service Entity

By Nithya Subramanian | 29/09/2025

The RBI has allowed co-operative banks to invest up to 5% of their owned funds in NABARD’s SSE, exempting such investments from prudential caps and unlisted securities restrictions.

Payments & Settlements

RBI Mandates 2FA and New Security Rules for Digital Payments

By Nithya Subramanian | 26/09/2025

RBI has issued new rules on digital payment authentication, promoting methods beyond SMS OTP and tightening issuer duties with stronger fraud safeguards.

KYC & CDD

India to Simplify Market Entry Rules for Foreign Investors - Reports

By Nithya Subramanian | 25/09/2025

Regulators are working on reforms to streamline documentation and KYC norms and cut foreign investor registration time to as little as 30 days in a bid to revive overseas inflows.

Conduct, Culture & Accountability

RBI Urges Banks to Lower Fees on Customer Products

By Nithya Subramanian | 24/09/2025

RBI is tightening oversight of India’s fast-growing retail lending sector, citing concerns over fairness and risks to low-income borrowers despite strong profits for banks.