Reserve Bank of India

    Payments & Settlements

    Indian Banks Propose Raising GST Threshold to Drive Digital Payments

    By Editors | 12/08/2025

    Lenders are advising policymakers to raise the GST registration threshold to prevent merchants from reverting to cash.

    Credit Risk

    India Plans Credit Guarantees to Shield Small Firms from US Tariffs

    By Editors | 12/08/2025

    The government will offer guarantees for stressed loans as banks heighten scrutiny of exporters with US market exposure.

    Structural Regulation

    RBI Grants First Universal Banking Licence in Over 10 Years

    By Editors | 11/08/2025

    The RBI has granted 'in-principle' approval to AU Small Finance Bank Ltd, outlining a clear regulatory path for other small finance banks.

    Payments & Settlements

    RBI Governor Addresses UPI Fee Speculation

    By Mark Johnston | 11/08/2025

    RBI Governor clarified that end-users will not necessarily pay for UPI, but stressed that a sustainable cost-recovery model is needed.

    Liquidity Risk

    RBI Panel Recommends Overhaul of Central Bank Liquidity Framework

    By Mark Johnston | 11/08/2025

    RBI panel recommends retaining call money rate as policy target and shifting to 14-day to 7-day operations to refine liquidity management.

    Credit Risk

    RBI Releases Final Co-lending Framework Effective January 2026

    By Nithya Subramanian | 09/08/2025

    The framework requires the lender to retain at least 10 percent of individual loan exposures on its books and clearly disclose roles and responsibilities to borrowers.

    Credit Risk

    RBI Rolls Out Unified Framework for Non-Fund Based Credit Facilities

    By Nithya Subramanian | 08/08/2025

    The framework aims to strengthen risk management, deepen corporate bond markets, and modernise the issuance of guarantees and credit enhancements across regulated entities.

    Trading & Investment

    RBI to Roll Out SIPs in Treasury Bills via Retail Direct

    By Nithya Subramanian | 07/08/2025

    India will soon allow retail investors to invest in treasury bills through systematic investment plans (SIPs) on its Retail Direct platform.

    Payments & Settlements

    RBI Scraps Approval Process for Special Rupee Vostro Accounts

    By Editors | 06/08/2025

    The move allows AD banks to open special accounts for foreign counterparts without prior RBI consent to speed up rupee-based trade settlements.

    Supervision & Enforcement

    India’s MCA Flags Possible Governance Breaches at IndusInd Bank

    By Nithya Subramanian | 04/08/2025

    The bank is being investigated by various regulators and now the MCA may escalate its probe or refer the case to the SFIO based on initial findings.

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