Reserve Bank of India

RBI Shifting to Principle- and Outcome-based Regulatory Framework

By Mark Johnston | 23/08/2025

The RBI is moving towards a flexible, outcome-focused framework to grant firms more operational freedom while still achieving its regulatory goals.

AML / KYC

RBI to Soon Issue Guidelines on AI Use for Mule Detection

By Nithya Subramanian | 21/08/2025

Banks will be required to use AI verification to detect and block mule accounts to help curb online scams and strengthen financial system security.

Capital / Liquidity

RBI Proposes New Capital Rules for Counterparty Credit Risk

By Manesh Samtani | 21/08/2025

The RBI has issued draft rules to align with Basel III, replacing the current method with the more risk-sensitive SA-CCR framework.

Capital / Liquidity

RBI Proposes to Ease FEMA Rules on Cross-border Guarantees

By Nithya Subramanian | 20/08/2025

The RBI has proposed new FEMA rules to bring most cross-border guarantees under the automatic route, while mandating detailed reporting of all guarantees issued and invoked.

Capital / Liquidity

RBI Allows SRVA Holders to Invest Surplus Rupees in G-Secs

By Nithya Subramanian | 20/08/2025

RBI’s move expands the use of SRVAs, giving foreign banks a new channel to deploy surplus trade settlement funds.

Capital / Liquidity

RBI Considers Lowering Risk Weights for Auto Loans

By Nithya Subramanian | 19/08/2025

Auto loans face a 100 percent risk weight versus 35–50 percent for home loans. A cut could ease banks’ capital burden while making vehicle financing more affordable.

Fintech / Regtech

RBI Greenlights Blockchain-based Sandbox Solution for MSME Financing

By Nithya Subramanian | 18/08/2025

The platform, developed by IBDIC and its partners, promises to expand affordable credit access for lower-tier MSMEs.

Fintech / Regtech

RBI Committee Proposes AI Governance Framework for Financial Sector

By Sanday Chongo Kabange | 15/08/2025

High-level committee calls for mandatory board policies, AI audits, and public disclosures to govern the use of artificial intelligence.

AML / KYC

RBI Revamps KYC Rules on Disability Access After Court Order

By Manesh Samtani | 15/08/2025

The RBI has issued new directives to ensure non-discriminatory access for disabled persons and has expanded due diligence requirements following a Supreme Court ruling.