Reserve Bank of India

Structural Regulation

RBI Issues Master Direction on Bank Deposit Interest Rates

By Nithya Subramanian | 04/04/2025

The directive requires banks to set clear rules for deposit interest calculation, which must be uniform across all branches and for all customers.

Trading & Investment

SEBI Explores Allowing Foreigners Direct Access to Indian Stocks

By Nithya Subramanian | 03/04/2025

The new proposal will bypass the existing FPI framework. It aims to expand India’s investor base and boost market liquidity.

Market Risk

Initial Margin Rules for OTC Derivatives Take Effect in India

By Manesh Samtani | 02/04/2025

The IM and VM rules were initially meant to come into force at the same time, but implementation of the IM rules was deferred last November.

Credit Risk

RBI Updates Priority Sector Lending Rules to Boost Credit Flows

By Nithya Subramanian | 29/03/2025

RBI has raised loan limits for housing and renewable energy, expanded the definition of weaker sections, and set new targets for UCBs.

Anti-Money Laundering

FATF Calls for Greater Public-Private Collaboration at Mumbai Forum

By Manesh Samtani | 27/03/2025

FATF President Elisa de Anda Madrazo said public authorities and the private sector “play on the same team” in the fight against financial crime.

Credit Risk

RBI Tweaks Financial Statement Disclosure Guidelines

By Mark Johnston | 25/03/2025

RBI issued clarificationsaim to address queries from the IBA on certain aspects of disclosures in financial statements.

Payments & Settlements

RBI Permits Local Currency Trade Settlement with Maldives

By Nithya Subramanian | 20/03/2025

The use of local currencies in bilateral trade is expected to lower FX conversion costs and strengthen economic ties between India and the Maldives.

Conduct, Culture & Accountability

RBI Governor Raises Concerns Over Rising Consumer Complaints

By Nithya Subramanian | 20/03/2025

RBI Governor Sanjay Malhotra called on banks to strengthen their grievance redressal mechanisms, enhance digital fraud prevention and improve customer service standards.

Cryptocurrency

Coinbase Secures Registration with India’s Financial Intelligence Unit

By Nithya Subramanian | 17/03/2025

Coinbase, which was forced to exit the Indian market in 2022, now plans to re-launch retail services later this year.