Reserve Bank of India

    Market Infrastructure

    RBI to Simplify E-Commerce Payment Settlement Process

    By Editors | 15/04/2022

    Foreign entities seeking to operate as payment gateways and aggregators for e-commerce-related export and import transactions would have to be authorised in India.

    Fintech / Regtech

    RBI Issues Guidelines on Establishing Digital Banking Units

    By Ranamita Chakraborty | 11/04/2022

    Commercial banks with past digital banking experience can open new digital banking units without having to seek authorisation from the RBI.

    ESG / Sustainability

    RBI Identifies Faults in Risk, Compliance, Audit Functions

    By Sanday Chongo Kabange | 05/04/2022

    The RBI has bolstered its supervisory focus at banks amid findings of compliance, risk management and internal audit weaknesses.

    HDFC to Seek Regulatory Approval to Merge Into Banking Unit

    By Editors | 05/04/2022

    The merger is made possible by regulatory guidelines issued last year which reduced the arbitrage NBFCs have enjoyed over banks while also allowing large NBFCs to become banks.

    Fintech / Regtech

    RBI to Require Geo-Tagging of Payment System Touch Points

    By Editors | 31/03/2022

    Banks and payment system operators will have to capture, maintain and report the geographical coordinates of all payment touch points deployed by merchants.

    Fintech / Regtech

    RBI Establishes Innovation Hub to Promote Fintech Innovation

    By Editors | 27/03/2022

    RBI governor Shaktikanta Das said the underlying focus of the innovation hub will be to promote inclusive access to financial services and products.

    RBI Issues New Guidelines on the Provision of Microfinance Loans

    By Ranamita Chakraborty | 23/03/2022

    The RBI is lifting the interest rate ceiling on microfinance loans, but says it will continue to check that lenders do not charge “usurious” rates.

    AML / KYC

    GLEIF Welcomes LEI System’s First India Validation Agent

    By Editors | 22/03/2022

    Rubix Data Sciences has become the first India-based Validation Agent within the Global LEI System, and the sixth globally.

    AML / KYC

    RBI Orders Paytm Payments Bank to Stop Onboarding Clients

    By Editors | 19/03/2022

    The bank reportedly violated rules by allowing data to flow to servers overseas and did not properly verify thousands of customers.

    Enforcement

    RBI Lifts Restrictions on Digital Product Launches at HDFC

    By Editors | 16/03/2022

    The restrictions were imposed in 2020 in response to multiple digital outages that impacted customers. HDFC is India’s largest private bank.

    JOIN OUR NEWSLETTER

    A daily selection of top stories from the Regulation Asia editorial team