Reserve Bank of India

    Capital / Liquidity

    RBI Issues New Regulatory Framework for Housing Finance Companies

    By Ranamita Chakraborty | 24/02/2021

    Non-deposit taking HFCs with an asset size of INR 50 billion and above, and all deposit taking HFCs, will have to achieve a 100% LCR by December 2025.

    DBS Faces Legal Challenge Following Takeover of Indian Bank

    By Ranamita Chakraborty | 23/02/2021

    DBS said the local government and the RBI, who drafted and approved the takeover proposal, would be primary respondents in the lawsuits.

    Fintech / Regtech

    RBI Enhances Security Requirements for Digital Payment Apps

    By Editors | 21/02/2021

    The RBI has set out new prescriptive guidelines on the security protocols that need to be adopted in digital payment applications.

    Market Infrastructure

    RBI Formally Permits India Residents to Invest in GIFT City

    By Ranamita Chakraborty | 17/02/2021

    Separately, a new framework has been issued allowing professional services firms including consultancies, fund administrators and trustees to set up in GIFT City.

    Securities / Derivatives

    RBI Allows Banks to Post Margin Onshore for Offshore Clients

    By Editors | 17/02/2021

    AD Cat-I Banks may post and collect margin in India for a permitted derivative contract entered into with a person resident outside India.

    Securities / Derivatives

    RBI Issues Draft Guidelines to Open Up CDS Market

    By Manesh Samtani | 16/02/2021

    Under the guidelines, retail users will be allowed to buy permitted credit derivatives for hedging purposes, whereas non-retail can do so for any purpose.

    Capital / Liquidity

    RBI Establishes Expert Committee to Enhance UCB Resilience

    By Editors | 16/02/2021

    The committee will take stock of existing regulatory measures and their impacts and recommend other suitable measures to strengthen the sector.

    AML / KYC

    RBI Limits Investment in NBFCs from FATF Non-compliant Jurisdictions

    By Editors | 15/02/2021

    Investors from black-listed or grey-listed FATF jurisdictions will not be allowed to acquire ‘significant influence’ in NBFCs, the RBI said.

    Capital / Liquidity

    RBI Extends Liquidity Support Measures for Financial Sector

    By Editors | 10/02/2021

    The RBI has deferred implementation of the NSFR and the final tranche of the CCB, while also extending a number of other liquidity-boosting initiatives.

    Securities / Derivatives

    RBI Allows Indian Residents to Open GIFT City Accounts

    By Editors | 09/02/2021

    Funds deposited in GIFT City foreign currency accounts by Indian residents can only be used for investment purposes and not for spending.

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