Reserve Bank of India

    Market Infrastructure

    RBI Issues New Guidelines on Outsourcing for Coop Banks

    By Editors | 03/07/2021

    Cooperative banks should not outsource policy formulation, internal audit, KYC compliance, credit approval and portfolio management.

    Capital / Liquidity

    RBI Issues New Dividend Distribution Guidelines for NBFCs

    By Ranamita Chakraborty | 27/06/2021

    The dividend ratio will be capped at 50 to 60 percent of a deposit-taking NBFC’s profits, depending upon the nature of the business.

    Securities / Derivatives

    SEBI Allows Mutual Funds to Trade IRS for Hedging

    By Sanday Chongo Kabange | 22/06/2021

    SEBI says mutual fund schemes may enter into plain vanilla interest rate swaps for hedging purposes.

    RBI Requires HFCs to Enhance Internal Audit Systems

    By Editors | 16/06/2021

    All deposit-taking HFCs irrespective of size, and non-deposit-taking HFCs with at least INR 50 billion in assets, have to put in place an RBIA framework.

    Securities / Derivatives

    RBI Eases Reporting Burden for FPIs Trading in G-Secs

    By Ranamita Chakraborty | 11/06/2021

    FPIs will have up to three hours after the close of trading to report transactions in government securities on the NDS-OM platform.

    RBI Adjusts Resolution Framework to Benefit More Borrowers

    By Ranamita Chakraborty | 10/06/2021

    More MSMEs, small businesses and individuals will be able to restructure their debt, a measure taken amidst the adverse impacts of India’s second Covid-19 wave.

    RBI Issues Final Directions on Certificate of Deposit Issuance

    By Ranamita Chakraborty | 09/06/2021

    Banks are not allowed to grant loans against CDs, but they are now permitted to buy back CDs before maturity, subject to certain conditions.

    Enforcement

    RBI Penalises HDFC Over Sale of Non-financial Products

    By Editors | 02/06/2021

    HDFC violated rules that prohibit banks from entering into any business unrelated to financial services.

    AML / KYC

    2018 Circular Prohibiting Crypto Dealings Not Valid, RBI Clarifies

    By Sanday Chongo Kabange | 01/06/2021

    The RBI has clarified that its 2018 circular prohibiting cryptocurrency dealings is no longer valid, and should not be cited or quoted from.

    Capital / Liquidity

    RBI Warns Banks to Prepare for Higher Provisioning

    By Manesh Samtani | 31/05/2021

    Banks will need to closely monitor their asset quality in the coming quarters, the RBI said in its annual report.

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