Reserve Bank of India

    Capital / Liquidity

    RBI Directs Banks to Conduct Stress Tests, Raise Capital

    By Editors | 14/07/2020

    RBI Governor Shaktikanta Das said minimum capital requirements may not be sufficient to absorb losses and maintain financial stability.

    RBI Asks Banks, NBFCs to Adopt New Classification Norms for MSMEs

    By Editors | 03/07/2020

    Banks and NBFCs have to classify enterprises as micro, small or medium based on new thresholds for turnover and investment in plant and machinery or equipment.

    Capital / Liquidity

    India Brings Cooperative Banks Under RBI Oversight

    By Editors | 29/06/2020

    Under the Banking Regulation Act amendments, cooperative banks can also undertake merger and restructuring activities more easily and access to fundraising channels.

    Fintech / Regtech

    RBI Issues Guidelines on Use of Digital Lending Platforms

    By Editors | 26/06/2020

    Digital lending platforms often do not disclose the name of the bank or NBFC providing the loaned funds. Under the new rules they will have to.

    Capital / Liquidity

    RBI Unveils Regulatory Framework for Housing Finance Companies

    By Editors | 19/06/2020

    The new framework introduces enhanced capital and liquidity requirements for HFCs, and restrictions on intra-group exposures, among other changes.

    Crypto / Digital Assets

    India Considers Next Steps to Regulate Cryptocurrency

    By Editors | 17/06/2020

    Market commentators believe that a recent Supreme Court decision has prompted the government to work towards a new regulatory approach, rather than an outright ban.

    Enforcement

    India Proposes to Decriminalise Bounced Cheques

    By Editors | 15/06/2020

    Currently in India, bounced cheques can carry a jail sentence of up to two years and a fine up to twice the value of the cheque, or both.

    Market Infrastructure

    RBI Reassesses Ownership, Control, Governance at Private Sector Banks

    By Editors | 15/06/2020

    The RBI has released a discussion paper proposing reforms to improve bank governance, and has formed a working group to review rules on private sector bank ownership and control.

    Market Infrastructure

    RBI Updates Oversight Framework for FMIs, Retail Payment Systems

    By Editors | 14/06/2020

    The framework details the oversight objectives, supervisory processes and assessment methodology the RBI will apply to financial market infrastructures and retail payment systems.

    Capital / Liquidity

    RBI Proposes New Norms for Loan Sales and Securitisations

    By Editors | 09/06/2020

    The draft frameworks will make it easier for banks and other lenders to remove loans from their books amid increasing asset quality and liquidity pressures.

    JOIN OUR NEWSLETTER

    A daily selection of top stories from the Regulation Asia editorial team