Reserve Bank of India

    CBDCs

    India to Introduce Digital Rupee in Coming Fiscal Year

    By Manesh Samtani | 03/02/2022

    Finance minister Nirmala Sitharaman said the RBI will introduce a CBDC in the coming fiscal year and crypto profits will be taxed at 30 percent.

    Trading & Investment

    SEBI Temporarily Suspends Overseas Investments by Mutual Funds

    By Editors | 02/02/2022

    The mutual fund industry is reportedly close to breaching a USD 7 billion industry-wide limit on overseas investments.

    Resolution & Recovery

    India: Unity Small Finance Bank Takes Over PMC Bank Branches

    By Sanday Chongo Kabange | 01/02/2022

    Unity Small Finance Bank is offering immediate repayment of PMC Bank deposits up to INR 500,000, which makes whole 96 percent of depositors.

    Structural Regulation

    RBI Allows More NBFCs to Undertake Factoring Business

    By Editors | 23/01/2022

    The change will increase the number of NBFCs eligible to undertake factoring business from 7 to 182.

    Market Risk

    RBI Proposes New Classification Norms for Bank Investments

    By Editors | 14/01/2022

    The RBI proposes to divide banks’ investment portfolios into three categories – held-to-maturity, available for sale, and fair value through profit and loss account.

    Liquidity Risk

    RBI Updates Liquidity Standards to Align with Basel Norms

    By Editors | 11/01/2022

    The RBI has raised the deposit threshold under which small business customers can be managed as retail deposits for the purposes of LCR and NSFR.

    Cloud & Infrastructure

    RBI Establishes Dedicated Fintech Unit to Promote Innovation

    By Editors | 10/01/2022

    The new department will seek to promote innovation in the financial sector including by exploring policy interventions by the RBI.

    Data Privacy

    RBI Issues Eligibility Criteria for Use of Credit Information Services

    By Sanday Chongo Kabange | 07/01/2022

    More entities will become eligible to tap credit information disseminated by CICs, which observers say will benefit digital lenders and neobanks.

    Trading & Investment

    RBI Introduces New Market Making Scheme for G-sec Market

    By Sanday Chongo Kabange | 06/01/2022

    The market-making scheme will ensure quotes are available to retail investors using the RBI Retail Direct Scheme to buy and sell G-secs.

    Capital Adequacy

    RBI Publishes List of Indian D-SIBs for 2022  

    By Editors | 05/01/2022

    SBI, ICICI Bank and HDFC Bank continue to be identified as D-SIBs, under the same bucketing structure as in the 2020 list.

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