Reserve Bank of India

    Fintech / Regtech

    RBI Issues Guidelines on Use of Digital Lending Platforms

    By Editors | 26/06/2020

    Digital lending platforms often do not disclose the name of the bank or NBFC providing the loaned funds. Under the new rules they will have to.

    Capital / Liquidity

    RBI Unveils Regulatory Framework for Housing Finance Companies

    By Editors | 19/06/2020

    The new framework introduces enhanced capital and liquidity requirements for HFCs, and restrictions on intra-group exposures, among other changes.

    Crypto / Digital Assets

    India Considers Next Steps to Regulate Cryptocurrency

    By Editors | 17/06/2020

    Market commentators believe that a recent Supreme Court decision has prompted the government to work towards a new regulatory approach, rather than an outright ban.

    Enforcement

    India Proposes to Decriminalise Bounced Cheques

    By Editors | 15/06/2020

    Currently in India, bounced cheques can carry a jail sentence of up to two years and a fine up to twice the value of the cheque, or both.

    Market Infrastructure

    RBI Reassesses Ownership, Control, Governance at Private Sector Banks

    By Editors | 15/06/2020

    The RBI has released a discussion paper proposing reforms to improve bank governance, and has formed a working group to review rules on private sector bank ownership and control.

    Market Infrastructure

    RBI Updates Oversight Framework for FMIs, Retail Payment Systems

    By Editors | 14/06/2020

    The framework details the oversight objectives, supervisory processes and assessment methodology the RBI will apply to financial market infrastructures and retail payment systems.

    Capital / Liquidity

    RBI Proposes New Norms for Loan Sales and Securitisations

    By Editors | 09/06/2020

    The draft frameworks will make it easier for banks and other lenders to remove loans from their books amid increasing asset quality and liquidity pressures.

    Fintech / Regtech

    RBI Creates $66mn Fund to Boost E-Payments Infrastructure

    By Editors | 07/06/2020

    The RBI will initially contribute half of the funding; the rest will come from card-issuing banks and card networks, who will also cover operational expenses.

    Enforcement

    RBI Fines Citibank, Six Others for Non-Compliance

    By Editors | 01/06/2020

    Citibank did not comply with obligations to obtain declarations from customers about the credit facilities they have with other banks before granting them non-fund based facilities.

    AML / KYC

    India to Tighten KYC Rules for Hong Kong, China FPIs

    By Manesh Samtani | 26/05/2020

    Alongside stricter KYC procedures during FPI registration, India may set a 10% beneficial ownership cap on foreign investment from China including Hong Kong.

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