Reserve Bank of India

    Market Infrastructure

    India’s Transition Away from LIBOR ‘Full of Challenges’

    By Manesh Samtani | 19/11/2020

    The RBI’s Vasudev Hemachandran writes about the need to replace MIFOR with an alternative rate, and the issues India faces in its transition.

    Capital / Liquidity

    RBI Proposes DBS as Merger Partner to Rescue Lakshmi Vilas Bank

    By Editors | 18/11/2020

    The RBI has capped withdrawals from Lakshmi Vilas Bank and superseded the bank’s board due to its “rapidly deteriorating financial position”.

    Fintech / Regtech

    WhatsApp Wins Approval to Launch Payments Service in India

    By Editors | 08/11/2020

    The approval comes two and a half years after WhatsApp launched in beta mode, but was then forced to comply with India’s data localisation requirements.

    RBI Allows Banks, NBFCs Added Co-lending Flexibility

    By Editors | 08/11/2020

    The new Co-Lending Model permits banks to co-lend with all registered NBFCs, providing greater operational flexibility to lenders and lowering borrower costs.

    RBI Instructs Lenders to Repay ‘Interest on Interest’ to Borrowers

    By Editors | 03/11/2020

    Interest charged on interest for certain loans will be repaid by lenders under a government scheme, regardless of whether the loans were under moratorium.

    Capital / Liquidity

    RBI Defers Implementation of NSFR, Final Tranche of CCB

    By Editors | 02/10/2020

    The delays are a result of “continuing stress on account of Covid-19”, giving banks a further six months until 1 April 2021 to meet the higher requirements.

    India: Parliament Passes Bill on Cooperative Bank Supervision

    By Editors | 22/09/2020

    The bill is aimed at protecting depositors and allows the RBI to restructure a cooperative bank without a moratorium period.

    Crypto / Digital Assets

    India Contemplates Law Banning Cryptocurrency Trading

    By Sanday Chongo Kabange | 17/09/2020

    The government will still encourage blockchain, and is exploring its use to manage land records, pharmaceutical supply chains and educational records.

    Securities / Derivatives

    India to Introduce New Interest Rate Derivatives Products

    By Editors | 16/09/2020

    The new products will be accessible to FPIs as well as non-residents transacting with Indian market makers through intermediaries.

    Capital / Liquidity

    RBI Orders Banks to Automate Asset Classification, Provisioning

    By Editors | 16/09/2020

    The RBI has given banks until 30 June 2021 to upgrade their systems to automate all asset classification, provisioning calculation and income recognition processes.

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