Reserve Bank of India

    Cryptocurrency

    2018 Circular Prohibiting Crypto Dealings Not Valid, RBI Clarifies

    By Sanday Chongo Kabange | 01/06/2021

    The RBI has clarified that its 2018 circular prohibiting cryptocurrency dealings is no longer valid, and should not be cited or quoted from.

    Credit Risk

    RBI Warns Banks to Prepare for Higher Provisioning

    By Manesh Samtani | 31/05/2021

    Banks will need to closely monitor their asset quality in the coming quarters, the RBI said in its annual report.

    Structural Regulation

    RBI Enables Private Banks to Conduct Government Business

    By Editors | 18/05/2021

    Revised RBI guidelines put in place a mechanism for private sector banks to apply for authorisation to conduct government business.

    Cryptocurrency

    RBI Asks Banks to Cut Ties With Cryptocurrency Exchanges

    By Sanday Chongo Kabange | 17/05/2021

    The unofficial guidance comes as Indian lawmakers look to introduce a ban on cryptocurrencies and penalise anyone dealing in them.

    Supervision & Enforcement

    RBI to Review Supervisory Process for Banks, UCB, NBFCs

    By Ranamita Chakraborty | 12/05/2021

    Firms are invited to help the RBI review its supervisory processes for the banking sector and the supervisory ratings models used for UCBs and NBFCs.

    Liquidity Risk

    RBI Announces Support Measures for Second Covid Wave

    By Editors | 05/05/2021

    The measures include liquidity for bank lending to businesses, continued regulatory exemptions, and an additional round of restructuring and moratoria flexibility.

    Conduct, Culture & Accountability

    RBI to Require Banks, NBFCs to Seek Annual Auditor Approval

    By Editors | 03/05/2021

    Banks and NBFCs will be required to obtain approval for the appointment and reappointment of their statutory auditors on an annual basis.

    Climate Risk

    RBI Joins Network for Greening the Financial System

    By Editors | 29/04/2021

    The RBI expects to benefit from the membership of NGFS by learning from and contributing to global efforts on green finance.

    Conduct, Culture & Accountability

    RBI Issues New Rules for Senior Bank Executives, Board Members

    By Editors | 29/04/2021

    Banks will have until 1 October 2021 to comply with new rules capping the tenure of top executives at 15 years.

    Data Privacy

    RBI Restricts Amex, Diners Club for Data Storage Violations

    By Editors | 26/04/2021

    American Express and Diners Club were found to be non-compliant with the RBI’s 2018 directions requiring payment system data to be stored onshore.

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