Capital / Liquidity

Capital / Liquidity

APRA Unveils Initial Measures to Contain High Risk Lending

By Editors | 06/10/2021

Banks should operate with a mortgage serviceability buffer of at least 3 percentage points over the loan interest rate, and control lending at high debt-to-income ratios.

Capital / Liquidity

Derivatives Are “Essential” to Carbon Markets: ISDA

By Editors | 06/10/2021

Regulatory action is needed to address disproportionately high capital requirements that would be imposed on carbon certificates by FRTB.

Capital / Liquidity

RBI Removes Indian Overseas Bank From PCA Framework

By Editors | 03/10/2021

The RBI said Indian Overseas Bank is no longer in breach of the PCA parameters. Only Central Bank of India remains under the PCA framework.

Capital / Liquidity

SEBI to Raise Net Worth Requirements for Market Intermediaries

By Editors | 02/10/2021

SEBI proposes to progressively raise the net worth requirements for trading members, clearing members and depository participants by October 2023.

Capital / Liquidity

RBI Finalises Guidelines on Loan Sales, Securitisation

By Ranamita Chakraborty | 30/09/2021

The new master directions will help develop India’s securitisation market and help lenders remove loan exposures from their books.

Capital / Liquidity

BCBS Publishes Latest Basel III Monitoring Report

By Editors | 30/09/2021

Seven Group 1 banks had an LCR below 100%, reflecting the use of LCR reserves during the Covid-19 pandemic, as intended by the framework, the report says.

Capital / Liquidity

CBIRC Revises Regulatory Rating System for Banks

By Editors | 25/09/2021

The new rating system will increase emphasis on corporate governance and data governance, and be used as the basis for early detection and intervention to address risk.

Capital / Liquidity

China Expands Permitted Scope for Overseas Loans

By Editors | 24/09/2021

The draft rules seek to impose a cap on the total balance of offshore loans while also loosening restrictions on the types of lending banks can engage in.

Capital / Liquidity

Industry Bodies Call for Less Stringent Treatment of Cryptoassets

By Editors | 23/09/2021

The prudential framework envisaged by the BCBS consultation would create “material impediments” to regulated bank participation in cryptoasset markets.