CAPITAL / LIQUIDITY

Capital / Liquidity

Vietnam Banks Ordered to Control Loans Backed by Savings Book

By Editors | 20/09/2019

The SBV says banks may not allow borrowers to use long term savings books as collateral for loans if they have no plans to use the capital.

Capital / Liquidity

RBI Increases Bank Exposure Limit to NBFCs

By Editors | 17/09/2019

The move aligns bank exposure limits for NBFCs with limits applicable for other types of counterparties, but Fitch says it is unlikely to lead to significant credit flows to the sector.

Capital / Liquidity

RBI Lowers Risk Weight for Consumer Loans

By Editors | 16/09/2019

The move will reduce the amount of capital banks need to set aside as provisioning for consumer loans, effectively reducing the cost of lending.

Capital / Liquidity

RBI Proposes New Rules for Small Finance Bank Licensing

By Editors | 16/09/2019

Under the new guidelines, payment banks, NBFCs, microfinance institutions and local area banks will be able to convert into small finance banks.

Capital / Liquidity

Taiwan FSC to Ease Calculation Method for D-SIB Capital

By Editors | 16/09/2019

The move follows push back from some banks, saying that the higher capital buffer required of D-SIBs could raise funding costs and make them less competitive.

Capital / Liquidity

Global Banks’ India Business Impacted by Large Exposures Rules

By Editors | 13/09/2019

Foreign banks have to maintain sufficient capital in their India entities to increase their exposure to the country, rather than relying on guarantees from their overseas headquarters.

Capital / Liquidity

CBIRC Tightens Rules on Insurers’ Related-Party Transactions

By Editors | 10/09/2019

The CBIRC says some insurance companies have allowed their subsidiaries to use the insurers as “ATM machines”, causing “severe risks and social impact”.

Capital / Liquidity

APRA, RBNZ Approaches to Bank Capital Incompatible

By Editors | 10/09/2019

Citi banking analyst Brendan Sproules says APRA and the RBNZ “are pursuing radically contrasting approaches to bank sector capital adequacy”.

Capital / Liquidity

PBOC Announces Third RRR Cut of 2019

By Editors | 09/09/2019

The cut is expected to free up 900 billion yuan in banking system liquidity for use in small and private enterprise lending.