CAPITAL / LIQUIDITY

Capital / Liquidity

Capital Adequacy Deteriorates at Korean Internet-only Banks

By Editors | 04/09/2019

The capital adequacy ratios of K Bank and Kakao Bank have fallen to 10.62% and 11.74%, respectively, compared 15.34% at Korea’s other institutions.

Capital / Liquidity

India to Merge 10 State Owned Banks into Four

By Editors | 03/09/2019

“In place of fragmented lending capacity with 27 public sector banks in 2017, now there will be only 12 state-run banks post consolidation,” said India’s finance minister Nirmala Sitharaman.

Capital / Liquidity

CBIRC Identifies Numerous Violations at Small and Mid-sized Banks

By Editors | 03/09/2019

“In response … all relevant regulatory agencies should take targeted prudential supervision measures … and carry out administrative punishment according to law,” the CBIRC said.

Capital / Liquidity

UPDATED – PBOC Mulls New Rules to Reduce Risk at Smaller Banks

By Editors | 30/08/2019

The PBOC will encourage merger talks instead of bankruptcies when dealing with problematic financial institutions.

Capital / Liquidity

HKMA Allows Lenders to Expand Use of Tech in Retail Lending

By Editors | 30/08/2019

The HKMA is allowing lenders to further develop business involving the use of innovative financial technology to assess and approve personal loan applications.

Capital / Liquidity

Japan FSA Plans New Measures to Ensure Regional Bank Sustainability

By Editors | 29/08/2019

To encourage consolidation among struggling regional lenders, the FSA may lower deposit insurance fees paid by banks that are more financially robust.

Capital / Liquidity

RBI to Transfer $24bn to Govt on Committee Recommendation

By Editors | 28/08/2019

The transfer will comprise of a $17.2bn income surplus and $7.4bn in excess provisions resulting from a newly revised economic capital framework for the RBI.

Capital / Liquidity

PBOC Sets Mortgage Rate Floor to Curb Risk

By Editors | 28/08/2019

The rate on mortgages for first-time home buyers must be at least the loan prime rate; for second-time home buyers it must be at least LPR plus 60bp.

Capital / Liquidity

HKMA Introduces New Liquidity Facilities for Banks

By Manesh Samtani | 27/08/2019

The updated Liquidity Facilities Framework is part of ongoing work to maintain the integrity and stability of Hong Kong’s monetary and financial systems, said HKMA chief Norman Chan.