CAPITAL / LIQUIDITY

Capital / Liquidity

APRA Proposes Stricter Credit Risk Management Standards

By Manesh Samtani | 26/03/2019

The revised prudential standard enhances board oversight of credit risk and requires more intensive credit checks on borrowers. APRA also highlights the risks of P2P originated loans.

Capital / Liquidity

RBI Again Defers Banks’ Implementation of New Accounting Standards

By Editors | 25/03/2019

The RBI has again deferred ‘until further notice’ the implementation of new accounting rules for banks, which could have forced banks to raise bad loan provisions by $16bn in H2, said Fitch.

Capital / Liquidity

S. Korea to Make Loan Approvals More Startup Friendly

By Editors | 25/03/2019

The FSC will overhaul the corporate loan approval system used at banks to broaden the scope of assets start-ups can pledge to secure financing.

Capital / Liquidity

Basel III Monitoring Reveals Fall in Big Banks’ Capital Ratios

By Editors | 21/03/2019

The latest monitoring exercise indicates that all banks are meeting CET1 and LCR requirements, but that the biggest banks’ capital ratios have fallen for the first time.

Capital / Liquidity

CBIRC Orders Banks to Disclose NSFR Every 6 Months

By Editors | 21/03/2019

China’s banking regulator has issued new rules requiring mandatory disclosure of NSFR every six months, and additional public disclosures of NSFR data on banks’ websites.

Capital / Liquidity

RBI Asks Banks to Boost Monitoring of End Use of Loan Funds

By Editors | 20/03/2019

Following a string of penalties against banks last month, the RBI has asked banks to improve their monitoring of the origin and end use of loan funds.

Capital / Liquidity

Poorly Performing Japanese Banks to Face Added FSA Pressure

By Editors | 20/03/2019

The FSA plans to stress test Japanese regional banks by mid-year and issue business improvement orders and possible restrictions on poorly performing banks.

Capital / Liquidity

China Proposes Establishment of Independent Deposit Insurance Agency

By Editors | 19/03/2019

The proposed agency – the first of its kind in China – could help failed banks to exit the market, limit depositor losses, and prevent contagion effects when serious credit risk events arise.

Capital / Liquidity

RBI Releases Latest List of Indian D-SIBs

By Editors | 18/03/2019

SBI, ICICI Bank and HDFC Bank will remain India’s D-SIBs this year. The additional CET1 capital they need to hold will rise in April.