Capital / Liquidity

Capital / Liquidity

FSC Korea Defers Tighter Supervision of Financial Conglomerates

By Editors | 30/04/2020

The FSC has approved revisions to enhance capital adequacy assessments, internal control systems, and disclosure standards of financial conglomerates.

Capital / Liquidity

Legacy Systems, Poor Data Quality Hindering BCBS 239 Adoption

By Manesh Samtani | 29/04/2020

Some banks have changed their BCBS 239 implementation strategies to comprehensively improve data quality, but this will take considerable time to resolve.

Capital / Liquidity

Hong Kong Gazettes Banking Rule Amendments to Implement SA-CCR

By Editors | 25/04/2020

The final Basel III standards on SA-CCR and on capital requirements for CCP exposures will come into operation in Hong Kong on 30 June 2021, subject to negative vetting.

Capital / Liquidity

BSP Eases Asset Cover Rules for Banks’ FX Exposures

By Editors | 25/04/2020

Banks can offset foreign currency asset cover deficiency incurred on one or more days of the week with excess cover from other days of the same or immediately succeeding weeks.

Capital / Liquidity

China to Lower Bad Loan Provisioning Requirements

By Editors | 23/04/2020

China will reduce the amount of capital small and medium-sized banks need to set aside to cover potential losses from loan defaults.

Capital / Liquidity

Banks Sufficiently Capitalised to Pay Dividend, says RBA Governor

By Manesh Samtani | 22/04/2020

Australian banks are well-capitalised and have the ability to pay dividends, says RBA governor Philip Lowe. ANZ, Westpac and NAB are reportedly engaging with APRA on the issue.

Capital / Liquidity

HKMA Introduces USD Facility, Postpones Supervisory Stress Tests

By Manesh Samtani | 22/04/2020

$10bn will be available to banks under the USD liquidity facility. The stress tests are being postponed to 2021 to free up banks’ operational capacity.

Capital / Liquidity

RBNZ Proposes Removal of Mortgage Lending Restrictions

By Editors | 22/04/2020

The RBNZ intends to remove existing LVR restrictions for a period of one year, to help banks to keep lending to support customers, including with mortgage deferrals.

Capital / Liquidity

BOJ Flags Financial Stability Risks from High Credit Costs, Investment Losses

By Editors | 22/04/2020

The BOJ has identified three main risks to the stability of the Japanese financial system – rising credit costs, investment losses and foreign currency funding risks.