Capital / Liquidity

Capital / Liquidity

S. Korea FSS Gets Tough on High Interest Lending at Savings Banks

By Manesh Samtani | 02/08/2018

Over 850,000 borrowers are paying over 25% interest on loans at savings banks; FSS vows to protect consumers by boosting monitoring and inspection efforts and by publicly naming lenders charging excessively.

Capital / Liquidity

Vietnam ‘Bad Bank’ Drives NPL Ratios Below 3pc

By Garima Chitkara | 01/08/2018

Setup five years ago, the Vietnam Asset Management Company is responsible for resolving 40% of NPLs, helping bring down NPL ratios at commercial banks to just 2.18 percent currently.

Capital / Liquidity

Bad Loans on the Rise at Small Chinese Lenders – Report

By Garima Chitkara | 30/07/2018

Central government efforts to reduce excess capacity has put pressure on local economies and firms’ ability to repay debt; thirteen banks have had their credit ratings cut or outlooks downgraded, according to analysis by Reuters.

Capital / Liquidity

Hong Kong Bank Exposure Rules Compliance Pushed to Mid 2019

By Garima Chitkara | 30/07/2018

HKMA has extended the implementation deadline for its bank exposure limit rules to 1 July 2019 given the tight implementation deadline and concerns raised by the industry.

Capital / Liquidity

HKMA Releases Loss-Absorbing Capacity Consultation Conclusions

By Garima Chitkara | 26/07/2018

HKMA had consulted on the minimum required capital needed by systemically important institutions in case they are rendered non-viable.

Capital / Liquidity

PBOC to Ease Capital Rules for Some Banks to Boost Lending

By Garima Chitkara | 26/07/2018

PBOC is looking to lower a structural parameter used in its quarterly macro prudential assessment, effectively lowering the amount required for capital buffers at some banks.

Capital / Liquidity

Indian Banks Sign Agreement to Hasten NPA Resolution

By Mark Pufpaff | 26/07/2018

Inter Credit Agreement give more influence to a consortium’s lead lender and allows for resolution plans to be approved with 66% agreement among majority lenders; signatories include over 80 lenders.

Capital / Liquidity

Vietnamese State-Owned Banks Face Weakening Credit Profiles – Moody’s

By Garima Chitkara | 26/07/2018

Vietnamese state-owned banks are raising external capital at a much slower pace than their privately-owned counterparts, putting pressure on their capital ratios and overall competitiveness, according to a Moody’s report.

Fintech / Regtech

S. Korea’s FSC Vows to Support Growth of Fintech Sector

By Mark Pufpaff | 26/07/2018

Discussions are underway concerning a revision of South Korea’s Banking Act to nurture growth within the fintech industry, including a proposal to allow non-financial firms to hold up to 50% stakes in banks, including internet-only banks.