Capital / Liquidity

Capital / Liquidity

China: Banks May Sell Subordinated Debt to Local Govts for Capital

By Editors | 25/08/2020

Regulators are reportedly considering allowing small and midsized banks to sell subordinated debt to local governments to replenish tier 2 capital.

Capital / Liquidity

BOT to Launch Debt Restructuring Programme for Businesses

By Sanday Chongo Kabange | 24/08/2020

The new programme is designed to help businesses to restructure debt owed to multiple creditors. A similar programme for household borrowers already exists.

Capital / Liquidity

Hong Kong IA Proposes New Capital Rules for Insurance Groups

By Manesh Samtani | 24/08/2020

The rules set out capital, regulatory reporting and public disclosure requirements that apply to insurance groups where the holding company is incorporated in Hong Kong.

Capital / Liquidity

China: Top Court Cuts Private Lending Rates Nationwide

By Editors | 23/08/2020

Private lenders can charge a maximum four times the one-year loan prime rate. Based on the current rate, the maximum lending rate is 15.4%, compared to 24% previously.

Capital / Liquidity

BSP Relaxes Real Estate Lending Limits for Banks

By Editors | 21/08/2020

The higher limit will encourage bank lending to households for the acquisition or construction of a residential real estate property the BSP said.

Capital / Liquidity

New Zealand Expands Business Finance Guarantee Scheme

By Editors | 20/08/2020

The maximum loan amount and maximum term are being increased, and more businesses will have access to the scheme, until 31 December.

Capital / Liquidity

HKMA Eases LTV Rule for Commercial Real Estate Loans

By Editors | 19/08/2020

Effective from 20 August, the loan-to-value ratio cap is being raised from 40 to 50 percent. The 40 percent cap was introduced in 2009 as a market cooling measure.

Capital / Liquidity

BOJ Has Effectively Paid Banks to Lend to Businesses – Report

By Editors | 18/08/2020

In April, the BOJ started offering banks a 0.1% interest rate if they used a new lending facility to lend to SMEs. Banks have shown record lending in recent months.

Capital / Liquidity

RBNZ Extends Mortgage Deferral Scheme Another Six Months

By Editors | 17/08/2020

The extension means banks can continue to offer temporary mortgage deferrals to their customers without the loans being treated as in default.