CAPITAL / LIQUIDITY

Capital / Liquidity

China Proposing to Cut Mortgage Rates in Two Phases – Report

By Manesh Samtani | 06/09/2024

Mortgage rates are expected to be cut for first and second homes in two tranches to smooth out the blow to bank profitability.

Capital / Liquidity

UK PRA Orders HSBC to Review Data and Risk Practices – Report

By Nithya Subramanian | 05/09/2024

The regulator will reportedly require an independent expert review to evaluate four areas: model risk, risk data quality, traded risk, and credit risk.

Capital / Liquidity

Shanghai Pudong Development Bank Takes Control of SVB Joint Venture

By Editors | 05/09/2024

The NFRA has approved of Shanghai Pudong Development Bank taking full ownership of a joint venture with bankrupt Silicon Valley Bank.

Capital / Liquidity

Korea FSS Requests Capital Plans from Four Savings Banks

By Editors | 04/09/2024

Four savings banks have seen their capital ratios fall below recommended minimums due to loan delinquencies and related provisions.

Capital / Liquidity

HKMA Consults on Guidance for Basel III Reform Package

By Manesh Samtani | 04/09/2024

The guidance covers certain requirements relating to the rules on operational risk capital, exposure limits and LCR calculation.

Capital / Liquidity

OJK Indonesia Requiring Banks to Disclose Details on Loan Rates

By Nithya Subramanian | 04/09/2024

Effective from October 2024, the new rules aim to enhance transparency, boost competition, and protect borrowers from excessive fees.

Capital / Liquidity

Japan FSA to Strengthen Monitoring of Financial Institutions

By Thisanka Siripala | 04/09/2024

The FSA’s priorities include a stronger focus on corporate governance, risk management, and the asset management reforms.

Capital / Liquidity

China Considers Allowing Homeowners to Renegotiate Mortgage Terms

By Editors | 03/09/2024

China’s interest rate cuts this year have mostly benefited new homebuyers rather than existing homeowners, whose loans have not yet been repriced.

Capital / Liquidity

Indian Banks Seeking Easier Rules for Retail Deposits, Project Loans

By Ajoy K Das | 02/09/2024

Banks want the RBI to relax the proposed ‘run-off’ requirement for retail deposits and the proposed provisioning norms for project loans.