Capital / Liquidity

Capital / Liquidity

HKMA Tweaks Rules to Address Homebuyer Hardship

By Editors | 18/06/2024

The adjustments aim to address depressed valuations, simplify borrowing capacity calculations, and reduce rental income haircuts.

Capital / Liquidity

How Asian Regulators Have Been Reflecting on 2023 Bank Failures

By Blake Evans-Pritchard | 18/06/2024

Asian regulators have been looking at whether the kinds of bank failures that occurred last year could also take place in their home markets.

Capital / Liquidity

BNM Issues Framework on Standardised Approach to Credit Risk

By Editors | 17/06/2024

The framework will come into effect on 1 July 2026, one year later than initially proposed in January 2023.

Capital / Liquidity

Taiwan Central Bank Raises RRR to Cool Property Market

By Editors | 14/06/2024

The RRR increase came alongside a new round of real estate control measures which lowered the maximum LTV ratio for second homes in designated areas.

Capital / Liquidity

EU Likely to Delay Implementation of FRTB – Report

By Manesh Samtani | 13/06/2024

The EU plans to delay FRTB because moving first would put EU banks at a competitive disadvantage to US banks.

Capital / Liquidity

EU Banks Not Meeting Expectations Under IFRS 9

By Manesh Samtani | 12/06/2024

ECB’s Claudia Buch said banks rely too much on overlays, underestimate default risks, and fail to reclassify loans appropriately.

Capital / Liquidity

Japan Passes Law to Allow Intangible Assets as Loan Collateral

By Editors | 12/06/2024

The law will enable businesses to obtain loans backed by future cash flows and other intangible assets such as intellectual property.

Capital / Liquidity

Bank Failures of 2023 Show Lack of Focus on Culture Risk

By Manesh Samtani | 12/06/2024

Starling Compendium says culture and conduct risk should be recognised by prudential regulators as sources of systemic risk.

Capital / Liquidity

Japan FIs Asked to Be “Sympathetic” When Covid Measures End

By Editors | 12/06/2024

FIs are asked to continue supporting business revitalisation efforts when the pandemic support measures expire at the end of June.