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Reporting on regulatory developments, innovations, and risks in payment systems and settlement processes essential for the transfer of money and securities.

Emerging Prudential Risks
FSB Chair Urges Jurisdictions to Accelerate Reforms
By Nithya Subramanian | 21/11/2025
The FSB chair has warned G20 leaders that non-bank finance, weak reforms and slow cross-border payment progress pose growing stability risks.

Payments & Settlements
ECB, RBI Move Ahead on Linking TIPS with India’s UPI
By Nithya Subramanian | 21/11/2025
The ECB and RBI have approved the next phase of work to link its TIPS instant payments system with India’s UPI to make cross-border remittances faster and cheaper.

CBDCs
Age of Empires: ASEAN Plays Vital Role Amid Global Power Games
By Nathan Lynch | 21/11/2025
ASEAN nations are positioning themselves as a neutral bridge between China and the US, as geopolitical upheaval and sanctions continue to fragment global trade and financial services.

Tokenisation
Taiwan FSC Concludes That RWA Tokenisation is Technically Feasible
By Mark Johnston | 21/11/2025
The FSC is now establishing a new digital assets committee to focus on RWA tokenisation and stablecoins, while also initiating work to form an RWA token trading platform.

Data Privacy
Korea Mandates In-Branch Access for Open Banking and MyData Services
By Mark Johnston | 21/11/2025
The FSC aims to bridge the digital divide by requiring major banks to offer face-to-face support for open finance services, effective 19 November.

CBDCs
IMF Report: CBDC Competitive Impact Hinges on Market Structures
By Manesh Samtani | 21/11/2025
New paper offers a framework for central banks, finding a CBDC's effect varies from high in unregulated markets to limited where public payment systems exist.

CBDCs
Indonesia Tax Authority to Expand Data Access to e-Wallets and CBDCs
By Mark Johnston | 20/11/2025
Indonesia’s Directorate General of Taxes will access electronic money and digital currency data from 2026 to align with international reporting standards.

Trading & Investment
Hong Kong SFC Flags Derivatives Rule Changes, Eyes Deeper China Links
By Sanday Chongo Kabange | 20/11/2025
The SFC is consulting on new capital and investor ID rules while planning for Southbound Swap Connect access.

Structural Regulation
Pakistan Amends Non-Bank Lending Rules to Boost Fintech, Inclusion
By Mark Johnston | 20/11/2025
The securities regulator has introduced credit guarantee institutions, raised microfinance loan limits, and revamped peer-to-peer lending frameworks.

CBDCs
BIS Report Spotlights APAC’s Influence on Global Fintech Policy
By Manesh Samtani | 20/11/2025
A six-year review led by the BIS Hong Kong Hub shows how presidencies in India and Indonesia shaped regulatory priorities.
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