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Reporting on regulatory developments, innovations, and risks in payment systems and settlement processes essential for the transfer of money and securities.

Payments & Settlements
South Korea Expands SME Loan Access via Internet-Only Banks
By Nithya Subramanian | 30/09/2025
South Korea’s Ministry of SMEs and Startups has signed an MoU with internet-only banks and credit guarantee institutions to enable easier access to finance for small businesses.

Cybersecurity
ACCC Authorises Coordinated Payments System Security Upgrade
By Sanday Chongo Kabange | 30/09/2025
The eight-year authorisation allows financial institutions to jointly manage the industry-wide migration to the advanced encryption standard (AES) to counter future cyber threats.

Cloud & Infrastructure
Korea Data Centre Fire Cripples Financial Services, Prompts Regulatory Action
By Manesh Samtani | 30/09/2025
A fire at a state-run data hub has paralysed digital identity verification and loan services, exposing critical gaps in disaster recovery systems.

Payments & Settlements
Swift Taps Global Banks for Blockchain Ledger to Enable 24/7 Payments
By Editors | 29/09/2025
Swift is working with over 30 institutions on a shared ledger for regulated, tokenised value.

Payments & Settlements
HKMA Launches Upgraded RMB Facility to Boost Offshore Yuan Market
By Editors | 29/09/2025
The new RMB Business Facility will replace an existing scheme, offering cheaper funding and longer tenors to support corporate use of the yuan.

Fraud, Scams & Cybercrime
HKMA Consults Banks on Framework for Sharing Scam Losses
By Manesh Samtani | 29/09/2025
The proposed framework aims to guide how liability is shared when customers are tricked into authorising payments to fraudsters amid a rise in such cases.

Trading & Investment
Korea to Launch 24-Hour FX Trading and Allow Foreign FIs to Participate Directly
By Manesh Samtani | 29/09/2025
The move, set for next year, will allow direct offshore participation as Seoul seeks inclusion in a key global stock index.

Stablecoins
Japan's Ikuyo to Form Stablecoin Association for Trade Finance Reform
By Editors | 29/09/2025
The Tokyo-listed firm will create an industry body to promote blockchain-based settlement and address inefficiencies in cross-border payments.

Payments & Settlements
Standard Chartered, CCIL and IFSCA to Open Dollar Clearing Facility in October
By Nithya Subramanian | 29/09/2025
The initiative, backed by IFSCA, aims to strengthen GIFT City’s role as India’s global financial hub by shifting all dollar clearing activities to a local, real-time settlement system.

Payments & Settlements
China Opens Onshore Repo Market and Boosts Swap Connect
By Manesh Samtani | 27/09/2025
Regulators will allow all foreign bond investors to access the onshore repo market under a title-transfer model and more than double the Swap Connect quota.
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