Operational Risk

    News on frameworks, regulations, and major events related to risks arising from internal processes, systems failures, human errors, or external disruptions.

    Operational Risk

    RBNZ Orders ANZ New Zealand to Improve Director Attestation Processes

    By Editors | 16/12/2019

    A report from Deloitte shows some level of complacency in ANZ’s director attestation framework, but no evidence of a culture that supports non-compliance or deception.

    Credit Risk

    APRA Updates Prudential Standard on Credit Risk Management

    By Editors | 13/12/2019

    The revised prudential standard on credit risk management will come into effect from 1 January 2021, six months later than was proposed in a March consultation.

    Operational Risk

    APRA Issues Final Operational Risk Requirements for ADIs

    By Editors | 12/12/2019

    The prudential standard comes into effect from 1 January 2021 for ADIs using advanced measurement approaches to calculate the required capital for operational risk.

    Data Privacy

    Data Privacy in Asia Pacific: A Fragmented Landscape

    By Sarah Pearce | 10/12/2019

    Asia’s data privacy frameworks remain highly fragmented. But companies cannot be complacent about more onerous laws in other jurisdictions, says Sarah Pearce at international law firm Paul Hastings.

    Anti-Money Laundering

    Citi Sent 99pc of Westpac Transfers That Breached AUSTRAC Requirements

    By Editors | 04/12/2019

    Citi is not under investigation, though AUSTRAC has criticised the bank for not providing sufficient information about the payments and the source of funds.

    Operational Risk

    APRA Releases Practice Guide for Super Performance Reviews

    By Editors | 03/12/2019

    The business performance review requirement requires an RSE licensee to undertake a holistic assessment of its performance across its business operations, services and product offerings.

    Conduct, Culture & Accountability

    Employee Credit Checks by FIs Are Appropriate: MAS

    By Editors | 29/11/2019

    It is entirely appropriate for FIs to assure themselves that their employees and representatives are in good financial standing, the MAS says.

    Capital Adequacy

    RBNZ to Adopt More Intensive Supervisory Approach to Banking

    By Editors | 28/11/2019

    The RBNZ’s financial stability report says it will bolster bank resilience with higher capital requirements and a “more intensive supervisory approach“.

    Operational Risk

    APRA Proposes Best Interests Duty for Insurance in Superannuation

    By Editors | 26/11/2019

    Superannuation funds which use related parties to deliver insurance will need to certify that the arrangements are in the best interests of members.

    Capital Adequacy

    RBNZ Sanctions NAB’s Bank of New Zealand for Capital Calculation Errors

    By Editors | 23/11/2019

    Bank of New Zealand is the third of the big four banks in New Zealand to be forced to hold more capital as a result of capital calculation errors.

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