Prudential Risk

Emerging Prudential Risks

RBI Shifting to Principle- and Outcome-based Regulatory Framework

By Mark Johnston | 23/08/2025

The RBI is moving towards a flexible, outcome-focused framework to grant firms more operational freedom while still achieving its regulatory goals.

Credit Risk

China Proposes Overhaul of M&A Loan Rules to Support Minority Stakes

By Editors | 23/08/2025

Draft rules raise financing limits and tenors for control deals and set new, differentiated terms for equity-participation loans.

Capital Adequacy

NZ Lawmakers Urge Immediate Halt to Bank Capital Hikes

By Manesh Samtani | 23/08/2025

A parliamentary committee report has recommended pausing capital increases and creating a new prudential policy body to boost banking competition.

Capital Adequacy

Bangladesh in $62b Distressed Loan Crisis, Capital Ratios Plummet

By Mark Johnston | 22/08/2025

A central bank report, mandated by IMF loan terms, shows capital adequacy is now the lowest in South Asia, breaching regulatory minimums.

Credit Risk

China Directs Banks to Optimise Loans for Legacy PPP Projects

By Editors | 22/08/2025

Guidelines from the finance ministry encourage lenders to renegotiate rates and extend maturities to ensure project viability and reduce costs.

Credit Risk

Korean Banks Directed to Aid Petrochemical Sector in Restructuring

By Editors | 22/08/2025

Regulators have asked banks to maintain existing credit lines to the petrochemical industry on a "stand-still" basis while companies formulate their restructuring plans.

Capital Adequacy

Financial Firms Push Back as Korea Doubles Education Tax Rate

By Nithya Subramanian | 22/08/2025

Banks, insurers, securities houses and card firms warn the higher levy on revenues will squeeze profits, weaken capital buffers and raise costs for consumers.

Credit Risk

Bangladesh Bank Relaxes Credit Rating Rules for Loan Approvals

By Editors | 21/08/2025

The central bank has eased the mandatory internal credit score requirement for banks to approve new loans and renewals.

Supervision & Enforcement

FSS Korea to Commence Inspections on Lenders, Debt Collectors

By Nithya Subramanian | 21/08/2025

The inspections on lenders, debt collectors, and online loan brokers aim to curb abusive collection tactics and illegal private lending.