Prudential Risk

Credit Risk

Philippines Launches New Web-Based SME Credit Risk Platform

By Sanday Chongo Kabange | 12/08/2025

The BSP says the new web-based system aims to improve loan assessment and reduce collateral dependence using anonymised statistical data.

Credit Risk

SBV Ordered to Prepare Roadmap for Ending Quota System for Credit Growth

By Mark Johnston | 12/08/2025

Instead of a quota, the SBV will build a new set of standards and criteria for credit institutions to ensure they operate in an "efficient and healthy" manner.

Cybersecurity

APRA Calls for Urgent Cyber Uplift from Super Funds

By Editors | 12/08/2025

APRA warned the industry to improve collaboration and controls following recent attacks on members, highlighting systemic risks and third-party dependencies.

Credit Risk

India Plans Credit Guarantees to Shield Small Firms from US Tariffs

By Editors | 12/08/2025

The government will offer guarantees for stressed loans as banks heighten scrutiny of exporters with US market exposure.

Emerging Prudential Risks

Korea FSS Warns on Commodity ETP Risks Amid Volatility

By Editors | 11/08/2025

The FSS highlighted the dangers of leveraged products and price discrepancies fuelled by geopolitical turmoil, urging particular caution from investors.

Capital Adequacy

Hong Kong Finalises New Public Disclosure Rules for Insurers

By Manesh Samtani | 11/08/2025

Rules mandate annual disclosure of audited financials and detailed risk-based capital data, applying to local, foreign and run-off insurers from 2026.

Conduct, Culture & Accountability

Taiwan Banks Directed to Open Single Complaint Window for Mortgage Disputes

By Editors | 11/08/2025

The move aims to protect first-time and owner-occupier homebuyers, with the FSC telling banks they should not summarily reject these applications.

Liquidity Risk

RBI Panel Recommends Overhaul of Central Bank Liquidity Framework

By Mark Johnston | 11/08/2025

RBI panel recommends retaining call money rate as policy target and shifting to 14-day to 7-day operations to refine liquidity management.

Credit Risk

RBI Releases Final Co-lending Framework Effective January 2026

By Nithya Subramanian | 09/08/2025

The framework requires the lender to retain at least 10 percent of individual loan exposures on its books and clearly disclose roles and responsibilities to borrowers.