Prudential Risk

PEPs & Sanctions

BNM Fines Three Lenders for Regulatory Breaches

By Nithya Subramanian | 31/07/2025

The fines were imposed for breaches involving deficient AML controls, delayed sanctions screening, and banking service outages.

Capital Adequacy

New Zealand Government Authorises Kiwibank to Raise More Capital

By Sanday Chongo Kabange | 31/07/2025

State-owned Kiwibank has been approved to raise up to NZD 500 million to enhance its ability to compete with the big four banks.

Market Risk

APAC Regulators Urge Timely FRTB Implementation in Europe, US

By Blake Evans-Pritchard | 31/07/2025

Regulators in Asia worry about the harm divergent implementation timetables cause to their banks.

Liquidity Risk

BSP Mandates New Digital Reporting Mechanism for Liquidity, Deposits

By Manesh Samtani | 31/07/2025

Financial institutions face staggered deadlines to adopt the new PRIME system for submitting key reports in XML format as the regulator overhauls its data collection.

Credit Risk

Korea’s Financial Sector Steps Up Oversight of Business Loans

By Nithya Subramanian | 30/07/2025

Korean regulators and financial institutions have agreed to strict monitoring of small business loans and warned of further action if housing markets overheat again.

Credit Risk

Bangladesh Bank Unveils Rules to Tackle Wilful Defaulters

By Nithya Subramanian | 30/07/2025

A new directive requires non-bank financial institutions to publicly name wilful defaulters and bar them from future loans or board roles.

Structural Regulation

Australia's FSC Proposes Overhaul of 'Outdated' Financial Advice Licensing

By Sanday Chongo Kabange | 30/07/2025

The FSC has suggested tiered licensing, individual adviser accountability, and stricter capital rules to address rising systemic risks in a fragmented market.

Capital Adequacy

Philippines Drafts Tiered Capital Rules for Digital-Centric Banks

By Sanday Chongo Kabange | 30/07/2025

The BSP says the new framework links prudential requirements to digitalisation levels, with top-tier banks facing potential mandatory conversion to a digital bank licence.

Credit Risk

RBI Tightens Bank, NBFC Rules on Investments in Alternative Funds

By Manesh Samtani | 30/07/2025

The RBI has set a 10% individual and 20% collective limit for regulated entities investing in any single AIF scheme.