Prudential Risk

Emerging Prudential Risks

BIS Paper Proposes Model to Price Physical Climate Risk in Bank Capital

By Manesh Samtani | 10/07/2025

New paper offers a way to integrate physical climate events into standard credit models, potentially raising capital requirements significantly.

Cryptocurrency

Crypto Derivatives Exchanges Warned of Threat to Insurance Funds

By Manesh Samtani | 09/07/2025

A new report details how attackers exploit design flaws to drain platform reserves and urges proactive surveillance.

Credit Risk

ABA Issues Guidelines on Handling Customers Facing Financial Difficulty

By Manesh Samtani | 09/07/2025

The voluntary code outlines best practice for early intervention, tailored support, and improved internal governance for banks assisting struggling customers.

Nature & Biodiversity

Singapore Banks Unveil Asia’s First Nature-Climate Risk Study for Credit Portfolios

By Nithya Subramanian | 09/07/2025

The study revealed food and agriculture companies, such as plantations and millers, were more at risk to nature-related disruptions than integrated firms with diversified operations.

Capital Adequacy

APRA Details Technical Rules for Bank AT1 Capital Phase-Out

By Manesh Samtani | 09/07/2025

APRA has launched a consultation on specific amendments to eliminate Additional Tier 1 capital from its framework by 2027.

Emerging Prudential Risks

Japan FSA Outlines Priorities on Monitoring, Asset Management and Sustainability

By Thisanka Siripala | 09/07/2025

The FSA has outlined its policy priorities, focusing on enhanced financial monitoring, asset management reform, and bolstering sustainability disclosure and cyber resilience.

Payments & Settlements

China Proposes Overhaul of CIPS Rules to Bolster Risk Controls

By Manesh Samtani | 09/07/2025

To support the yuan's expanding international role, the proposed regulations shift to principles-based oversight and give the system operator greater responsibility.

Emerging Prudential Risks

China Launches Rescue Bid for Jilin Jiutai Rural Commercial Bank

By Editors | 08/07/2025

The takeover and proposed delisting of the troubled rural lender highlights China's accelerated drive to consolidate smaller banks and contain financial risk.

Credit Risk

Bangladesh Eases Local Currency Loan Rules for Foreign Firms

By Editors | 08/07/2025

Bangladesh Bank has raised the debt-to-equity ratio for local Taka loans to 60:40, aiming to attract foreign investment and facilitate business expansion.