Prudential Risk

Credit Risk

BIS Report Says AI Eases Credit Volatility in Banking

By Thisanka Siripala | 23/02/2025

During the pandemic, Italian banks that used AI-based credit scoring systems demonstrated more selective responses to economic indicators and maintained a more steady approach to lending.

Conduct, Culture & Accountability

Korea: FSS Governor Calls on Banks to Tighten Internal Controls

By Thisanka Siripala | 21/02/2025

FSS Governor Lee Bok-hyun urged executives to be more proactive in reforming organisational culture to eradicate financial accidents.

Trading & Investment

Thailand to Impose Limits on Short Selling and High Frequency Trading

By Nithya Subramanian | 21/02/2025

Short selling and HFT practices will only be allowed for stocks in the SET100 Index. The SET hopes this will bring greater market stability.

Credit Risk

China to Enhance Credit Supply for Private Enterprises

By Mark Johnston | 21/02/2025

NFRA seeks to enhance the credit supply and enhance support for small and micro private enterprises.

Structural Regulation

China to Promote Fair Competition for Private Sector Enterprises

By Mark Johnston | 21/02/2025

New measures will help private enterprises participate in national initiatives and enhance their access to key sectors and affordable financing

Credit Risk

APRA to Ease Home Loan Barriers for Borrowers with Student Debt

By Thisanka Siripala | 21/02/2025

APRA proposes to remove HELP debts from DTI reporting and allow banks to exclude HELP debt repayments from serviceability assessments in some cases.

Emerging Prudential Risks

Korea to Tighten Alternative Investment Risk Management Rules

By Nithya Subramanian | 21/02/2025

The new rules will enhance due diligence, oversight, and post-investment monitoring for investments in alternative assets such as overseas real estate.

Credit Risk

China Proposes New Guidelines to Improve Supply Chain Finance

By Thisanka Siripala | 20/02/2025

The draft guidelines direct banks to provide greater support for SMEs in the supply chain while also improving credit risk management.

Operational Risk

APRA Rescinds 2018 Outsourcing Guidance to Reduce Regulatory Burden

By Sanday Chongo Kabange | 20/02/2025

APRA rescinded its 2018 information paper on cloud outsourcing in light of new operational risk management standards coming into effect in July.