Prudential Risk

Capital Adequacy

RBI Lowers Risk Weights for Bank Loans to NBFCs, Microfinance Loans

By Nithya Subramanian | 27/02/2025

The RBI restored the risk weights applicable to microfinance loans and to bank exposures to NBFCs to pre-November 2023 levels.

Structural Regulation

US Encourages FDI, Restricts China Over Security Concerns

By Mark Johnston | 26/02/2025

The US has introduced measures to attract foreign investments while excluding China from key sectors.

Emerging Prudential Risks

FSB to Prioritise Implementation of Post-Crisis Reforms

By Mark Johnston | 26/02/2025

The FSB will conduct a strategic review of 15 years of post-crisis reforms to identify areas for improvement in ensuring consistent, global implementation.

Structural Regulation

BSP Issues Draft Rules for Digital Marketplace Operators

By Sanday Chongo Kabange | 26/02/2025

The draft guidelines will allow banks and EMIs to offer their own products as well as those from third-party providers via a single “digital marketplace” platform.

Capital Adequacy

FSS Korea to Downgrade Woori Group in Evaluation Report

By Nithya Subramanian | 25/02/2025

The downgrade could prevent Woori Financial Group from moving ahead with plans to acquire Dongyang Life and ABL Life.

Credit Risk

RBI Proposes New Limits on Penalties for Loan Pre-payments

By Nithya Subramanian | 25/02/2025

The RBI has proposed new regulations to prohibit foreclosure charges and pre-payment penalties on floating rate loans for micro and small enterprises.

Resolution & Recovery

Korea Developing Fast-track Resolution System for Troubled FIs

By Thisanka Siripala | 25/02/2025

The Korean model seeks to replicate the US approach, which allowed it FDIC to quickly transfer assets to a temporary bridge bank when Silicon Valley Bank failed.

Liquidity Risk

BSP Reduces Reserve Requirement Ratio for Philippine Banks

By Sanday Chongo Kabange | 25/02/2025

The BSP says the RRR cut will promote financial intermediation. The cut is expected to release up to PHP 330 billion into the banking system.

Conduct, Culture & Accountability

FSS Korea’s 2025 Inspection Strategy to Target Internal Controls

By Thisanka Siripala | 23/02/2025

The FSS will conduct 9% more inspections in 2025 compared to 2024, focusing on areas such as internal controls, risk prevention, misconduct, and high-risk product sales.