Prudential Risk

Capital Adequacy

Philippine Rural Banks Warn New Rules Could Stifle Inclusion

By Sanday Chongo Kabange | 05/03/2026

An industry group is urging the BSP to rethink proposed prudential rules, arguing that steep capital requirements and geographic limits could harm digitalisation.

Credit Risk

Philippines Central Bank Reviews Lifting Maturity Cap for Salary Loans

By Sanday Chongo Kabange | 05/03/2026

The move aims to ease borrower debt burdens and provide repayment flexibility amid slowing national credit growth and calls from public sector employees.

Structural Regulation

Philippines to Reopen Online Lending Market, Slashes Rate Cap

By Sanday Chongo Kabange | 04/03/2026

The SEC will end a three-year ban on new online lenders from 1 April, aiming to boost competition and enhance credit data infrastructure.

Credit Risk

China Revamps Microcredit Scheme, Doubles Loan Cap to CNY 100,000

By Mark Johnston | 04/03/2026

The new policy expands support to a wider rural population and provides greater flexibility for banks and borrowers after the post-poverty transition period.

Credit Risk

Korea Tightens Risk Rules for Mutual Finance Sector Over PF Loan Concerns

By Mark Johnston | 04/03/2026

The FSC proposes lending caps, stricter recovery estimates, and higher capital ratios for credit unions and cooperatives.

Liquidity Risk

APRA Clarifies Liquid Asset Rules for Banks After RBA Policy Change

By Sanday Chongo Kabange | 04/03/2026

APRA has acted to ensure debt securities remain eligible liquid assets for banks following a procedural update by the RBA.

Clearing & Post-Trade

European T+1 Shift to Create Pressures for APAC Firms

By Manesh Samtani | 04/03/2026

New guide from Citi and The ValueExchange highlights operational, liquidity, and time-zone challenges for financial institutions in APAC.

Cybersecurity

Singapore Overhauls Cybersecurity Strategy With New Tools and Mandatory Standards

By Nithya Subramanian | 04/03/2026

The new strategy includes deploying proprietary government threat detection tools, mandating Cyber Trust Mark certification, and raising security standards for consumer routers.

Credit Risk

RBI Eases Income Recognition Norms for Rural Co-operative Banks

By Nithya Subramanian | 04/03/2026

The move aligns rules for standard assets with other regulated entities, removing the need for matching provisions on accrued income and ensuring uniform treatment.