Prudential Risk

Structural Regulation

Bangladesh Bank Commences Work on Digital Bank Framework

By Editors | 12/04/2022

The new regulatory guidelines will require digital banks to hold the same levels of capital as conventional banks.

Credit Risk

CBIRC Launches New Initiatives to Support SMEs, Rural Areas

By Darien Choong | 12/04/2022

The CBIRC is encouraging banks and investment firms to explore new models of financing, where they provide both credit and direct investment to innovative firms.

Credit Risk

New Korean Government to Ease Real Estate Lending Rules

By Mark Johnston | 11/04/2022

President-elect Yoon Suk-yeol’s government plans to relax LTV ratio restrictions and reduce taxes on owners of multiple homes.

Operational Risk

APRA to Set Out Expectations for FIs Dealing in Digital Assets

By Editors | 11/04/2022

APRA will not be introducing new regulatory requirements for FIs or attempting to hinder innovation. Rather, it will be asking them to closely assess and monitor new operational risks.

Conduct, Culture & Accountability

Westpac Super Trustee Fined for Overcharging Commissions

By Editors | 10/04/2022

On top of a A$20mn penalty, BT Funds Management will pay A$9.8mn in remediation to over 9.900 superannuation members.

Resolution & Recovery

PBOC Unveils Draft Law to Establish Financial Stability Fund

By Darien Choong | 10/04/2022

The law will support the establishment of a guarantee fund for financial stability, while also strengthening accountability for regulatory violations and improving protections for market entities.

Emerging Prudential Risks

Smaller Super Funds Face Bigger Sustainability Challenges: APRA

By Editors | 10/04/2022

On the whole, assets in small and medium sized super funds are declining. Large super funds can more easily spread their costs over a wider membership base.

Capital Adequacy

APRA Consults on Interim Capital Reporting Standards

By Editors | 08/04/2022

APRA says it has made changes to better meet data needs, simplify reporting requirements, and reduce the need for future data collections and ad hoc requests.

Capital Adequacy

Emerging Market Banks Less Resilient to Shocks: IMF

By Manesh Samtani | 08/04/2022

The IMF’s Global Bank Stress Test shows that banks can generally absorb large shocks from a capital perspective, though some in emerging markets face greater risks.