Prudential Risk

Sustainable Finance

Nepal Unveils Employment-linked Financing Strategy Ahead of 2026

By Mark Johnston | 16/02/2026

The integrated framework proposes replacing sectoral lending quotas with employment-linked incentives and modernising insolvency laws to mobilise private capital for sustainable growth.

Liquidity Risk

Philippines Central Bank to Cut Reserve Ratios, Overhaul Reporting

By Sanday Chongo Kabange | 16/02/2026

New rules effective 27 February will reduce reserve requirements on certain liabilities and consolidate multiple reports into a single weekly submission for banks and quasi-banks.

Supervision & Enforcement

Australia: Wealth Platforms Stop Business with Sequoia's InterPrac

By Sanday Chongo Kabange | 16/02/2026

BT, AMP, and CFS join Macquarie and Netwealth in ceasing new business from InterPrac following the collapse of the Shield and First Guardian funds.

Credit Risk

RBI Issues Draft Framework for Bank Exposure to REITs

By Nithya Subramanian | 16/02/2026

The consultation proposes allowing banks to extend credit to listed REITs under prudential safeguards, including a 49 percent asset exposure limit and eligibility criteria.

Supervision & Enforcement

Hong Kong to Legislate for Bank Holding Company Supervision

By Manesh Samtani | 16/02/2026

HKMA plans a 2026 bill to formalise oversight of unregulated bank parents and gain new powers to appoint investigators.

Credit Risk

Korea Needs Stricter Debt Rules to Prevent 'Zombie' Households: BIS Paper

By Manesh Samtani | 16/02/2026

BIS paper finds 'zombie' borrowers drag on consumption and recommends expansion of DSR rules to all lenders, including non-banks.

Emerging Prudential Risks

Philippines Moves to Cap Digital Reach of Rural Banks

By Mark Johnston | 16/02/2026

Accounts held by customers with registered addresses outside a rural bank's head office and branch locations will not be permitted to exceed 30 percent of total customer accounts.

Operational Risk

Taiwan Proposes Overhaul of Bank Internal Control and Audit Rules

By Manesh Samtani | 16/02/2026

The reforms will formally embed the Three Lines Model into Taiwan's regulatory framework and require firms to appoint chief officers for compliance, risk, and information security.

Conduct, Culture & Accountability

RBI Proposes Overhaul of Loan Recovery Norms to Curb Harassment

By Nithya Subramanian | 16/02/2026

The central bank has proposed a comprehensive framework banning harassment and setting strict conduct rules for all regulated lenders.