Prudential Risk

    Capital Adequacy

    Korea Passes Law on Supervision of Non-Holding Financial Groups

    By Sanday Chongo Kabange | 15/12/2020

    The law requires the establishment of an internal group-wide risk management body, overseen the group’s top representative company.

    Operational Risk

    Improving Operational Resilience: A Priority for the Year Ahead

    By David LaFalce | 14/12/2020

    DTCC’s David LaFalce highlights the need for firms to remove manual processes, re-evaluate their interconnectedness, and seek out opportunities for industry collaboration.

    Emerging Prudential Risks

    China Tightens Limit on Overseas Borrowing to Curb Inflows

    By Editors | 13/12/2020

    The decision is said to be part of a push to tame risks from overseas borrowing, which has rapidly increased as the yuan strengthened in recent months.

    Liquidity Risk

    APRA Publishes New FAQs for ADIs on Liquidity

    By Editors | 13/12/2020

    APRA has published new FAQs for ADIs on minimum liquidity holdings, mortgage warehouse facilities and calculation of collateral outflows.

    Capital Adequacy

    APRA Lowers Allianz Capital Charge to Reflect Better Risk Governance

    By Editors | 10/12/2020

    In recognition of progress to address risk governance issues, APRA has reduced Allianz’s additional capital requirement from A$250mn to A$150mn.

    Liquidity Risk

    APRA Finalises Updates to Bank Liquidity Reporting Rules

    By Editors | 10/12/2020

    APRA has extended the due dates for a number of quarterly reporting forms by 7 calendar days, in line with a November 2019 consultation.

    Capital Adequacy

    Big Banks Were Progressing on Basel III Agenda Prior to Covid

    By Editors | 10/12/2020

    Under full phase-in of the final Basel III standards, the capital shortfalls at Group 1 banks were €10.7bn based on end-December 2019 data, compared with €16.6bn at end-June 2019.

    Credit Risk

    CBSL Interest Rate Cap on Housing Loans Need Clarity

    By Duruthu E Chandrasekera | 10/12/2020

    The interest rate cap is intended for housing loans for salaried employees, but CBSL has not indicated if it will apply to refinance loans.

    Capital Adequacy

    APRA’s Revised Capital Rules Could Promote Competition: Fitch

    By Editors | 10/12/2020

    The proposals could improve the competitive position of standardised banks relative to advanced banks, particularly in relation to residential mortgage portfolios.

    Capital Adequacy

    BNM Finalises Transitional Arrangements for ECL Accounting

    By Editors | 10/12/2020

    Financial institutions can add back a portion of their Stage 1 and Stage 2 provisions for ECL to Tier 1 capital over a four or three year period.

    JOIN OUR NEWSLETTER

    An exclusive weekly selection of top stories from the Regulation Asia editorial team.