Prudential Risk

Credit Risk

APRA Proposes Potential Changes to Credit Risk Management Standard

By Editors | 09/12/2020

Amendments, including an earlier implementation date, will be necessary if the government’s proposed consumer credit reforms are passed as legislation.

Capital Adequacy

BOT Eases Rules on Bank Capital to Promote Lending

By Editors | 09/12/2020

The move will increase the levels of capital and liquidity at commercial banks and facilitate lending to businesses and households.

Capital Adequacy

APRA Revises Bank Capital Framework to Add Flexibility

By Editors | 09/12/2020

The reforms will deliver a “robust, competitive banking system” that can continue to fulfil its critical role when the community faces challenges, APRA’s Wayne Byres said.

Credit Risk

RBNZ Consults on Reinstatement of LVR Restrictions on Risky Lending

By Editors | 09/12/2020

The RBNZ is concerned that increases in highly-leveraged borrowing, if continued, could lead to emerging risks to financial stability.

Liquidity Risk

RBI Allows Regional Rural Banks to Access Liquidity Facilities

By Editors | 08/12/2020

To date, regional rural banks have not been permitted to access the RBI’s liquidity windows or the Call/Notice market.

Credit Risk

Addressing Credit Risk Uncertainty Through Collateral & Data

By Editors | 08/12/2020

Panellists at a recent Regulation Asia webinar highlighted the importance of sound collateral management and data practices to manage loan loss uncertainty in the year ahead.

Conduct, Culture & Accountability

ASIC to Update Regulatory Guide on Consumer Remediation

By Sanday Chongo Kabange | 08/12/2020

There are opportunities for firms to identify issues that can lead to remediations earlier, and to ensure remediation payments are made more quickly and fairly.

Climate Risk

HKMA Invites Banks to Participate in Climate Stress Testing Pilot

By Editors | 07/12/2020

Participating banks will need to assess physical risk and transition risk separately under different scenarios, and evaluate the financial impact in both the short term and long term.

AI Risk & Governance

Singapore Launches Regional Research Institute for Digital Finance

By Editors | 07/12/2020

One of the Asian Institute of Digital Finance’s first projects is to build a data-sharing platform that can train models to improve credit assessments, said Deputy Prime Minister Heng Swee Keat.