Prudential Risk

    Operational Risk

    ‘Business As Usual’ for Hong Kong Banks, says HKMA Chief

    By Editors | 23/07/2020

    Chief executive Eddie Yue said the HKMA does not see that the national security law would affect the normal conduct of business in Hong Kong, provided it is permissible under existing regulations.

    Cybersecurity

    Singapore Financial Sector Sees Increased Cyber Attack Frequency

    By Editors | 23/07/2020

    In a VMware Carbon Black report, financial services firms cited a rise in attack frequency and sophistication, with custom malware the most frequently experienced attack.

    Operational Risk

    APRA Urges Super Licencees to Simplify, Consolidate Products

    By Editors | 23/07/2020

    This level of choice in the super industry may work against competition, overwhelming members with the more than 40,000 available options, says APRA’s Helen Rowell.

    Capital Adequacy

    APRA Signals Intent to Ease Bank Dividend Restrictions

    By Editors | 23/07/2020

    APRA will modify its capital management guidance next week to account for a ‘longer-term outlook’, chairman Wayne Byres said.

    Credit Risk

    Sri Lanka Banks No Longer ‘Scared’ to grant Covid-19 Loans

    By Duruthu E Chandrasekera | 23/07/2020

    Banks no longer need to risk weight the loans against capital due to a guarantee scheme announced by CBSL earlier this month.

    Credit Risk

    CBIRC Issues Final Rules for Banks Engaged in Online Lending

    By Editors | 23/07/2020

    Online loans by banks should generally not exceed a one year term or 200,000 yuan per household. Banks must ensure loan proceeds are not used for property or risky investments.

    Capital Adequacy

    Korean Regulators Approves K Bank Recapitalisation Plan

    By Editors | 23/07/2020

    K Bank’s recapitalisation plan was halted last April, forcing Korea’s first internet-only bank to stop offering loan products. It is now looking to regain ground lost to Kakao Bank.

    Conduct, Culture & Accountability

    ASIC to Seek Reforms to Responsible Lending Laws

    By Manesh Samtani | 22/07/2020

    ASIC has decided not to appeal the dismissal of its responsible lending case against Westpac; instead it will review its existing guidance and recommend legislative reforms.

    Payments & Settlements

    BNM Issues Draft Rules on Merchant Acquiring Services

    By Editors | 22/07/2020

    The exposure draft sets out regulatory requirements for merchant acquiring services to ensure proper risk management amid rapid changes in the e-payments landscape.

    Credit Risk

    India to Privatise Majority of State-owned Banks – Report

    By Editors | 22/07/2020

    The government is looking to sell majority stakes in state-owned banks, but the plan may not be feasible this financial year due to poor market conditions and rising bad loans.

    JOIN OUR NEWSLETTER

    An exclusive weekly selection of top stories from the Regulation Asia editorial team.