Prudential Risk

    Capital Adequacy

    Basel III Implementation Timelines Deferred in Response to Covid-19

    By Editors | 28/03/2020

    The implementation date of the outstanding Basel III standards will be deferred by one year to 1 January 2023 to free up operational capacity for banks and supervisors.

    Liquidity Risk

    RBI Announces Broad Measures to Address Covid-19 Financial Stress

    By Editors | 28/03/2020

    The measures include a 3 month moratorium on term loans, deferred interest on working capital loans, $50bn of liquidity measures, and 6-month delays for NSFR, CCB and LEI implementation.

    Structural Regulation

    CBIRC Issues New Rules for Insurers’ Asset Management Products

    By Editors | 27/03/2020

    Insurance asset management products may not invest more than 35% of net assets in shadow banking assets, and may not invest in commercial banks’ credit assets directly.

    Liquidity Risk

    Australia: Super Funds Seek Liquidity Backstop Facility

    By Editors | 27/03/2020

    The government will allow individuals in financial stress to access superannuation savings, but may have underestimated the ability of super funds to meet withdrawals.

    Credit Risk

    China to Enhance Oversight of National Bad Debt Managers

    By Editors | 27/03/2020

    The reforms are said to be in part aimed at shielding the Ministry of Finance from risk. The Ministry is the largest shareholder of each of the national AMCs.

    Liquidity Risk

    SFC Steps Up Scrutiny of Fund Industry Amid Recent Volatility

    By Editors | 27/03/2020

    The SFC reminds managers, trustees, custodians and intermediaries of funds to look out for clients interests amid “unprecedented volatility across asset classes”.

    Capital Adequacy

    SC, Bursa Malaysia Ease Margin Financing Rules for Brokers

    By Editors | 26/03/2020

    Brokers are no longer required to liquidate client holdings, make margin calls, or impose haircuts on collateral if client equity balances fall below 130%.

    Credit Risk

    Indian Banks Directed to Extend Emergency Credit to SMEs

    By Editors | 26/03/2020

    The government has also asked the RBI to consider implementing a months-long moratorium on the debt repayments and to relax NPA classification norms.

    Credit Risk

    Malaysia: Lenders Need Not Assume Higher ECL for Rescheduled Debt

    By Manesh Samtani | 26/03/2020

    Given that regulatory action is driving debt rescheduling, lenders need not simply assume lifetime expected credit losses under MFRS 9 are relevant for all receivables.

    Liquidity Risk

    BOK Promises “Unlimited Liquidity” for Financial Firms

    By Editors | 26/03/2020

    South Korean authorities will also reduce the amount of high-quality foreign assets banks need to hold to free up additional US dollar liquidity.

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