Prudential Risk

    Structural Regulation

    India: State Bank Merger Plan Takes Effect on 1 April

    By Editors | 31/03/2020

    A plan to merge ten state-run banks into four takes effect from 1 April, in a move that will help consolidate their national presence and extend their global reach.

    Capital Adequacy

    ECB Calls on Banks to Suspend Dividends, Buybacks for Six Months

    By Editors | 30/03/2020

    Rabobank, ING, ABN Amro, UniCredit, Commerzbank, Banco Santander, KBC Bank, Allied Irish Bank and Bank of Ireland have suspended dividend and buyback plans until 1 October.

    Capital Adequacy

    HKMA Defers Basel III, Reviews ECL Provisioning Expectations

    By Editors | 30/03/2020

    Aside from deferring Basel III adoption, the HKMA is considering the implications of Covid-19 on the application of expected credit loss provisioning.

    Capital Adequacy

    Covid-19 Puts Financial Regulation Under Stress

    By Peter Guy | 30/03/2020

    Business continuity plans, social distancing measures, economic stimulus and liquidity constraints are hindering banks’ abilities to stay consistent with regulators’ expectations, says Peter Guy.

    Emerging Prudential Risks

    MAS Eases SGD Policy Amid Negative Growth Expectations

    By Editors | 30/03/2020

    MAS projects the ongoing wave of Covid-19 outbreaks will continue to dampen global growth beyond the first half of the year.

    Emerging Prudential Risks

    Central Banks Must Target Global Supply Chains: Carstens

    By Editors | 30/03/2020

    Central banks need to channel their US dollar liquidity towards preventing global supply chains from unravelling, says BIS general manager Agustín Carstens.

    Credit Risk

    S. Korea to Adopt Basel III Credit Risk Framework Early

    By Editors | 30/03/2020

    Lower risk sensitivity on SME loans under the Basel III credit risk framework will raise capital adequacy ratios at banks, allowing them to provide additional funding to businesses.

    Liquidity Risk

    BOK to Provide Banks $12b in USD Funding This Week

    By Editors | 30/03/2020

    The move is expected to help stabilise US dollar funding markets,  after the BOK signed a $60bn currency swap agreement with the US Federal Reserve earlier this month.

    Credit Risk

    Malaysia: BNM Enhances Financing Facilities for SMEs

    By Editors | 30/03/2020

    BNM is allocating an additional 4 billion ringgit to its financing facilities for SMEs and lowering interest rates to help them sustain their operations and preserve jobs.

    Capital Adequacy

    APRA Defers Basel III Capital Reforms by One Year

    By Editors | 30/03/2020

    The move will allow ADIs to dedicate time and resources to maintaining their operations and supporting customers, APRA says.

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