Prudential Risk

Capital Adequacy

New Internet-Only Banks in S. Korea to Get Grace on Basel Rules

By Editors | 26/03/2019

The FSC wants to grant new internet-only banks three years’ grace on Basel III requirements to ease the regulatory burden during the early stages of their business operation.

Credit Risk

APRA Proposes Stricter Credit Risk Management Standards

By Manesh Samtani | 26/03/2019

The revised prudential standard enhances board oversight of credit risk and requires more intensive credit checks on borrowers. APRA also highlights the risks of P2P originated loans.

Credit Risk

RBI Again Defers Banks’ Implementation of New Accounting Standards

By Editors | 25/03/2019

The RBI has again deferred ‘until further notice’ the implementation of new accounting rules for banks, which could have forced banks to raise bad loan provisions by $16bn in H2, said Fitch.

Trading & Investment

S. Korea to Make Loan Approvals More Startup Friendly

By Editors | 25/03/2019

The FSC will overhaul the corporate loan approval system used at banks to broaden the scope of assets start-ups can pledge to secure financing.

Climate Risk

FIs Should Consider Climate in Risk Management Frameworks – APRA

By Editors | 25/03/2019

Australia’s banking regulator will enhance its scrutiny on how banks, insurers and super funds are mitigating climate-related risks to their businesses.

Trading & Investment

RBA’s Kent Urges Continued Preparation for the End of LIBOR

By Editors | 21/03/2019

The RBA’s Christopher Kent urges market participants to continue preparing for the end of LIBOR by moving to alternative RFRs and adopting more robust fall-back provisions in contracts.

Capital Adequacy

Basel III Monitoring Reveals Fall in Big Banks’ Capital Ratios

By Editors | 21/03/2019

The latest monitoring exercise indicates that all banks are meeting CET1 and LCR requirements, but that the biggest banks’ capital ratios have fallen for the first time.

Liquidity Risk

CBIRC Orders Banks to Disclose NSFR Every 6 Months

By Editors | 21/03/2019

China’s banking regulator has issued new rules requiring mandatory disclosure of NSFR every six months, and additional public disclosures of NSFR data on banks’ websites.

Credit Risk

RBI Asks Banks to Boost Monitoring of End Use of Loan Funds

By Editors | 20/03/2019

Following a string of penalties against banks last month, the RBI has asked banks to improve their monitoring of the origin and end use of loan funds.