Prudential Risk

Capital Adequacy

RBI Governor Resigns Before Term-End, Citing ‘Personal Reasons’

By Garima Chitkara | 11/12/2018

Urjit Patel has resigned from his post as governor of the RBI, citing personal reasons, soon after a public dispute erupted between the central bank and the government.

Emerging Prudential Risks

PBOC Consults Internally on Draft Rules for Financial Conglomerates – Report

By Editors | 11/12/2018

New rules for financial holding companies could include requirements on capital adequacy, caps on non-financial assets, and segregation of business units.

Supervision & Enforcement

China Banking Regulator Fines Six Banks a Combined $22mn

By Editors | 10/12/2018

The CBIRC has fined six banks a combined 156.3 million yuan for breaching rules on wealth management products, lending, and misleading advertising.

Capital Adequacy

APAC Banks Have Sufficient Buffers to Counter 2019 Risks – Moody’s

By Editors | 07/12/2018

Banks will face challenging conditions in 2019 due to moderating economic growth, slowing credit expansion and US-China trade tensions, but have adequate buffers against growing risks.

Liquidity Risk

RBI to Reduce Statutory Liquidity Ratio Over 18 Months

By Editors | 06/12/2018

Starting in January 2019, the RBI will reduce the SLR holding requirement by 25 basis points every quarter until it reaches 18% in April 2020.

Structural Regulation

China Unifies Enforcement of Bond Markets Under CSRC

By Editors | 05/12/2018

The move to unify regulation of the bond markets under one authority is aimed at improving the overall regulatory system and preventing systemic risk.

Cybersecurity

BCBS Publishes Report on Cyber-Resilience Practices Across Jurisdictions

By Editors | 05/12/2018

The report identifies, describes and compares the range of observed bank, regulatory and supervisory cyber-resilience practices across jurisdictions.

Credit Risk

Asset Quality Worsening at Bangladesh’s Banks – Moody’s

By Editors | 05/12/2018

Asset quality in the banking system is deteriorating due to governance weaknesses, with banks dipping into their core capital due to non-payment of loans.

Trading & Investment

CBIRC Issues Rules for Banks on Wealth Management Subsidiaries

By Editors | 04/12/2018

Wealth management subsidiaries set up by commercial banks can directly invest funds from wealth management products into the stock market.