Prudential Risk

    Structural Regulation

    The End of IBOR – The Asia Take

    By Matthieu Sachot | 19/06/2018

    Though uncertainty remains on when LIBOR migration is really going to be due, the earlier the banks set this in motion, the lower the execution risk and cost in the long run. This article highlights the local benchmarking effort in Asia and the key areas banks should have on their roadmap, starting now.

    Credit Risk

    Philippines Banking Sector Gets Rating Lift from S&P

    By Karen Chiu | 15/06/2018

    S&P Global Ratings cites economic activity, fiscal policy, low credit risks, stringent regulation and favourable operating environment for well-capitalised banks.

    Credit Risk

    RBI Drafts Rules to Restrict Short Term Borrowings

    By Manesh Samtani | 15/06/2018

    New rules will require a minimum 40% fixed term loan component of working capital financing facilities by 1 October and 60% by 1 April 2019, to reduce cash credit borrowings which often entail loose repayment schedules, perpetual roll-overs.

    Conduct, Culture & Accountability

    China Cracks Down on ‘False Inflation’ of Bank Deposit Levels

    By Manesh Samtani | 15/06/2018

    China’s top financial regulators have issued a new circular that prohibits banks from falsely inflating their deposits, a common practice to improve quarterly and mid-year performance assessments.

    Capital Adequacy

    HKMA Imposes Enhanced Supervisory Arrangements on Indian Bank Branches

    By JP Reimann | 14/06/2018

    Due to capital deficiencies, the Hong Kong branches of Allahabad Bank, Punjab National Bank and Indian Overseas Bank must hold HQLA equivalent to 100% of unpledged deposits and should not solicit customer deposits, among other measures.

    Cybersecurity

    Industry-wide Collaboration Needed to Combat Cyber Threat – DTCC

    By Manesh Samtani | 14/06/2018

    DTCC Chief Security Officer Stephen Scharf says traditional focus on preventative measure at individual firm level are no longer enough; closer collaboration is needed to develop collective response and recovery plans.

    Capital Adequacy

    Push for Bank Capital Easing May Signal Top of Market Cycle

    By Peter Guy | 14/06/2018

    Financial regulation is beginning to mirror the boom and bust cycles of the market as participants lobby regulators to loosen capital requirements – this at what appears to be the peak of the post-crisis economic growth cycle.

    Cybersecurity

    FS-ISAC Establishes Global Forum for Cyber Threat Information Sharing

    By Garima Chitkara | 14/06/2018

    Inaugural global community CERES Forum to bring together financial regulators, central banks and supervisors to combat cyber and physical crime, enhancing financial sector resiliency.

    Cloud & Infrastructure

    Data Driven Regulatory Regimes Challenge Bank Workflows – Report

    By Manesh Samtani | 12/06/2018

    Wolters Kluwer research says legacy systems no longer fit for purpose; most firms plan to integrate data in regulatory workflows despite low confidence in data quality.

    Credit Risk

    China Requires Corporate Credit Data to be Shared Among Banks

    By Manesh Samtani | 11/06/2018

    New rules establish information sharing mechanism among lenders for collective gathering and cross-validating business and financial information of borrowers.

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