Prudential Risk

Capital Adequacy

Philippine Banking System Stable Despite Outside Challenges

By Editors | 07/01/2019

The Philippine banking system “remained robust and continued to exhibit strong capital position and sustained growth in core earnings”, says BSP deputy governor Chuchi Fonacier.

Liquidity Risk

China Lowers Bank Reserve Requirement for SME Lending

By Editors | 04/01/2019

The central bank has tweaked its definition of SMEs to include more firms and reduced reserve requirements for banks lending to these firms.

Credit Risk

BOT Urges Commercial Banks to Set Up Risk Management Boards

By Editors | 04/01/2019

Thailand’s central bank is concerned about underpricing of risk on corporate loans given “growing uncertainties” in domestic and international markets.

Conduct, Culture & Accountability

SFC Fund Manager Code of Conduct – Five Important Next Steps

By Derek McGibney | 04/01/2019

Derek McGibney at ACA Compliance Group lays out the activities investment firms should be undertaking to ensure ongoing compliance with the FMCC.

Capital Adequacy

Easing Bank Capital Requirements Would Hurt Economy – RBI

By Editors | 03/01/2019

The RBI says that current provisioning is inadequate to cover future losses from bad loans, which have been underrecognised by Indian banks.

Capital Adequacy

Chinese Banks Will Face Capital, Liquidity Shortfalls Under Stress

By Editors | 03/01/2019

Stress tests indicate Chinese banks would face capital and liquidity shortfalls under adverse conditions, according to the PBOC’s latest financial stability report.

Structural Regulation

Regional Lenders Should Avoid ‘Blind Expansion’, says CBIRC

By Editors | 02/01/2019

New guidelines from China’s banking regulator will require small- and medium-sized financial institutions to apply for a licence to operate outside their home provinces.

Credit Risk

UPDATED – RBI Allows Lenders One-Time Restructuring of MSME Loans

By Editors | 01/01/2019

Banks and NBFCs will be allowed to restructure defaulted loans not yet classified as NPAs, provided the borrower has aggregate exposures less than $3.6mn.

Capital Adequacy

China Promotes Perpetual Bonds to Replenish Bank Capital

By Manesh Samtani | 31/12/2018

The FSDC has given the green light to allow commercial banks to replenish their capital through issuing perpetual bonds. Bank of China likely to be the first to do so.