Prudential Risk

Capital Adequacy

BCBS Issues Basel III Disclosures Consultation

By Samuel Riding | 28/02/2018

Requirement that banks disclose capital ratio which would trigger restrictions on capital distribution will be at the discretion of individual regulators.

Resolution & Recovery

FSB Issues Singapore Peer Review

By Samuel Riding | 27/02/2018

Board suggests MAS need to state who is responsible for macro-prudential oversight; wants resolution regime extended to market infrastructure.

Resolution & Recovery

Pre-crisis Bank Resolution Model Makes an Unwelcome Return

By Peter Guy | 26/02/2018

The Trump administration’s Chapter 14 – a misguided attempt to end “too big to fail” by sending bank resolutions to court – will only heighten systemic risk.

Credit Risk

China Launches Online Credit Scoring Service

By Editors | 25/02/2018

Baihang Credit Scoring granted three-year licence to provide personal credit information services online.

Capital Adequacy

APRA Capital Framework Revisions Credit Positive for Banks – Moody’s

By Editors | 20/02/2018

Higher risk weightings for higher-risk residential mortgages will improve the alignment of capital to risk and better reflect their sensitivity to economic cycles, says Moody’s.

Credit Risk

Singapore Banks Set for Profitability, Asset Quality Boost in 2018 – Moody’s

By Garima Chitkara | 19/02/2018

DBS, OCBC and UOB will see greater interest income due to increased rates and improved capital buffers as oil and gas NPAs were recognised and provisioned in 2017.

Liquidity Risk

BSP Cuts Reserve Requirement for Philippine Banks

By Editors | 17/02/2018

The 100 basis point RRR reduction is expected to free up PHP90 billion of liquidity in the financial system.

Capital Adequacy

Myanmar Banks Under Pressure to Rein in Overdraft Lending

By Editors | 16/02/2018

Banks say businesses rely on overdraft loans for working capital, particularly during economic weakness.

Structural Regulation

China ‘Super Regulator’ Needs New Structure to Boost Effectiveness: PBoC Researcher

By Editors | 16/02/2018

FSDC should focus on horizontal coordination and supervision of regulatory agencies instead of the current vertical coordination; PBoC should have a greater supervisory role.