Prudential Risk

    Credit Risk

    China Allows Non-banks to Sell Bad Debt Overseas

    By Manesh Samtani | 29/05/2018

    SAFE also simplified the process for transferring NPLs to foreign investors for non-banks; previously only banks were allowed to sell bad debt to foreign investors.

    Liquidity Risk

    Philippines Further Reduces Reserve Requirements

    By JP Reimann | 28/05/2018

    The 100 basis point RRR reduction is expected to help facilitate healthy price discovery on the cost of funds in the financial system.

    Capital Adequacy

    BNZ Restates Capital Adequacy Ratios Due to Data Errors

    By Garima Chitkara | 28/05/2018

    BNZ reported a 34 basis point overstatement of its capital adequacy ratio in its most recent quarterly earnings due to data collection error, marginal overstatement of capital adequacy due to mistakes in collateral value calculation.

    Market Risk

    FRTB – Ending or Evolving Trading Culture

    By Peter Guy | 28/05/2018

    FRTB will force banks to change their operating models, bringing them out of product and trading desk silos. Bank trading culture and the trading desk concept may need to evolve to accommodate a wider picture of risk taking.

    Data Privacy

    China’s First Private Credit Scoring Firm Starts Operation

    By Karen Chiu | 25/05/2018

    Baihang Credit Scoring has become the first private credit-scoring firm in China, licensed by PBOC and backed by NIFA as well as 8 credit firms including Tencent Credit and Alibaba’s Sesame Credit.

    Credit Risk

    S. Korea Allows Wider Range of Assets as Loan Collateral

    By Manesh Samtani | 24/05/2018

    Loan collateral can include movable assets such as intellectual property, claims on future sales, half-finished goods, machinery, inventory, raw materials and electronic appliances.

    Anti-Money Laundering

    S. Korean Banks’ AML Programmes Under US Regulatory Scrutiny

    By JP Reimann | 23/05/2018

    New York State Department of Financial Services to conduct inspections at South Korean bank branches for compliance with AML regulations.

    Resolution & Recovery

    US Fed Vice Chairman Suggests Lower Capital Requirements for Foreign Banks

    By JP Reimann | 21/05/2018

    Vice chairman proposes lowering capital requirements, streamlining resolution rules of failing foreign banks, in acknowledgment of steps taken by other regulators.

    Liquidity Risk

    China Boosts Offshore RMB Liquidity as MSCI Inclusion Looms

    By Garima Chitkara | 21/05/2018

    PBOC allows offshore clearing banks to access mainland liquidity, cuts RMB reserve ratio of clearing banks to zero percent, among other measures.

    Credit Risk

    Hong Kong Bank Exposure Rules Gazetted

    By Garima Chitkara | 21/05/2018

    Government close to finalising legislative framework that will enable the HKMA to set concentration limits for banks’ equity exposures.

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