Prudential Risk

Credit Risk

Australian Regulators to Investigate Excessive Credit Card Rates at Banks

By Editors | 02/06/2015

Financial regulators are expected to investigate the record gap between the Reserve Bank of Australia (RBA) official interest rate and credit card rates.

Conduct, Culture & Accountability

Australia’s Top Regulators Put Banking Culture and Incentives in the Firing Line

By Editors | 01/06/2015

APRA chairman said banks must lift their efforts to ensure remuneration plans encourage ethical behaviour.

Credit Risk

Steps to Cool Property Market Having Positive but Modest Effect, reports RBA

By Editors | 01/06/2015

The Reserve Bank of Australia has reported that its measures to cool investment lending in housing seem to be working.

Emerging Prudential Risks

Australia’s RBA to Monitor Underground Home Loans

By Editors | 27/05/2015

The Reserve Bank said the use of lending controls on banks can only be pushed so far, warning that it could also drive buyers elsewhere for their loans.

Capital Adequacy

Philippine Banks’ Capital Buffer Slid Slightly Amid Tougher Regulation

By Editors | 27/05/2015

Major banks’ capital buffer recorded slight decline although remaining at comfortable levels at the end of last year as banks raised record amounts of cash to meet tougher regulatory requirements.

Credit Risk

Australian Home Loans Tighten as Regulator Issues Warning

By Editors | 18/05/2015

Australian banks’ lending for investment properties has tightened after regulators cautioned against aggressively funding the sector.

Credit Risk

APRA Cautions Banks Against Increased Home Lending

By Editors | 14/05/2015

The Australian Prudential Regulation Authority (APRA) chairman Wayne Byres warns that authorities will step up scrutiny and monitoring of banks that will continue to lend aggressively to the housing sector.

Capital Adequacy

Taiwan’s FSC Initiates Plan to Boost Banks’ Fundamentals

By Editors | 13/05/2015

Taiwan’s Financial Supervisory Commission has launched an initiative aimed at strengthening the fundamentals of Taiwan’s financial institutions.

Structural Regulation

Taiwan Unveils Revamp Plan for Banking Industry

By Editors | 12/05/2015

The Financial Supervisory Commission has unveiled a new plan that encourages more mergers and acquisitions in Taiwan’s financial industry.