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Cybersecurity
RBI Imposes Business Restrictions on Kotak Mahindra Bank
By Ajoy K Das | 25/04/2024
The bank is prohibited from onboarding new customers and issuing fresh credit cards due to long-standing IT risk management deficiencies.

Fraud, Scams & Cybercrime
Indian NBFC Detects Vehicle Loan Fraud Worth $18m
By Ajoy K Das | 25/04/2024
The fraud involved forgery of KYC documents related to retail vehicle loans, resulting in company funds being embezzled.

Cybersecurity
GIFT City IBUs Directed to Offer Internet Banking Within Six Months
By Ajoy K Das | 25/04/2024
IFSC Banking Units in GIFT City are asked to benchmark their internet banking services against top global banks in Singapore and Hong Kong.

Structural Regulation
SEBI Finds Violations by Offshore Funds Invested in Adani Group
By Ajoy K Das | 24/04/2024
12 offshore funds violated disclosure rules and breached investment limits. Eight of these funds are trying to settle with SEBI.

Payments & Settlements
India Explores Measures to Address Duopoly in Mobile Payments Market
By Ajoy K Das | 23/04/2024
Google Pay and PhonePe together account for nearly 86% of UPI transactions by volume. Support and incentives are being considered for smaller players.

Trading & Investment
SEBI Proposes Framework for Price Discovery of Investment Companies
By Ajoy K Das | 22/04/2024
A special call-auction may be enabled for listed investment companies and investment holding companies.

Cryptocurrency
Binance, KuCoin to Return to India as Compliant Crypto Exchanges
By Ajoy K Das | 19/04/2024
Binance will pay a $2mn penalty and return to India as a registered firm. Kucoin announced its return last month.

Stablecoins
Two US Senators Propose New Payment Stablecoin Bill
By Mark Johnston | 19/04/2024
The proposed legislation would impose registration and operational requirements on stablecoin issuers, and require them to publicly disclose their reserve assets.
Resolution & Recovery
India Working on New Corporate Insolvency Frameworks
By Ajoy K Das | 18/04/2024
Frameworks for cross-border and group insolvencies are expected to come into effect after India’s national elections are over in June.

Payments & Settlements
RBI Proposes New Regulations for Payment Aggregators
By Ajoy K Das | 18/04/2024
The proposed regulations stipulate new net worth requirements for payment aggregators facilitating face-to-face transactions.
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