HONG KONG MONETARY AUTHORITY

    AML / KYC

    The Four e-KYC Models Around the World

    By Claus Christensen | 05/04/2020

    Claus Christensen at Know Your Customer Ltd identifies four e-KYC models in use across the world, but says that harmonisation and consolidation of these schemes is likely.

    Market Infrastructure

    Xiaomi-backed Virtual Bank Launches Hong Kong Pilot

    By Editors | 31/03/2020

    The pilot will allow 2,000 friends and relatives of Airstar, Xiaomi and AMTD Group employees to trial new virtual banking services under the HKMA’s sandbox.

    Capital / Liquidity

    HKMA Defers Basel III, Reviews ECL Provisioning Expectations

    By Editors | 30/03/2020

    Aside from deferring Basel III adoption, the HKMA is considering the implications of Covid-19 on the application of expected credit loss provisioning.

    Securities / Derivatives

    Hong Kong to Update List of FSPs Under Clearing Obligation

    By Editors | 27/03/2020

    Eight additional entities are proposed to be included on the list of Financial Services Providers under the OTC derivatives clearing regime.

    ZA Bank Announces Launch as Hong Kong’s First Virtual Bank

    By Editors | 25/03/2020

    ZA Bank – backed by mainland insurer ZhongAn Online P&C Insurance and Sinolink Group – won one of the first approvals to set up a virtual bank in March last year.

    Capital / Liquidity

    HK, Singapore, Indonesia Assessed as NSFR, LEX Compliant

    By Editors | 22/03/2020

    Hong Kong, Singapore and Indonesia were assessed as compliant with global standards for the net stable funding ratio and large exposures framework.

    Market Infrastructure

    IMF Offers Guidance on Offsetting Economic Impact of Covid-19

    By Editors | 17/03/2020

    Banks should be encouraged to undertake prudent renegotiation of loan terms for stressed borrowers, but loan classification and provisioning rules should not be eased.

    Capital / Liquidity

    HKMA Responds to Fed Rate Cut, Reduces CCyB

    By Editors | 16/03/2020

    The base rate is being adjusted downwards to 0.86%, while the countercyclical capital buffer is being reduced from 2.0% to 1.0% to bolster lending.

    Fintech / Regtech

    Outsourcing Requirements for Hong Kong Banks: An Overview

    By Philip Keller | 10/03/2020

    Industry veteran Philip Keller outlines outsourcing requirements for banks in Hong Kong, with a focus on data, a major area of concern in relation to outsourced activities.

    Market Infrastructure

    Standard Chartered-backed Virtual Bank to Launch Later This Year

    By Editors | 09/03/2020

    Standard Chartered, PCCW, HKT and Trip.com will launch ‘Mox Bank’ later this year, introducing an all-in-one numberless bank card.

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