HONG KONG MONETARY AUTHORITY

    Fintech / Regtech

    HKMA Directs Banks to Enhance Digital Lending Disclosures

    By Manesh Samtani | 07/09/2020

    Digital lending platforms have 12 months to enhance disclosures and transparency to ensure borrowers are made to understand the implications of their borrowing decisions.

    HKMA Calls on Financial Sector to Support New Recruitment Scheme

    By Editors | 06/09/2020

    The Financial Industry Recruitment Scheme for Tomorrow scheme aims to create 1,500 full-time jobs in the financial services industry.

    Capital / Liquidity

    HKMA Extends Principal Payment Holiday Scheme Six Months

    By Manesh Samtani | 03/09/2020

    Loan principal payments of eligible corporate customers falling due between November 2020 and April 2021 will be deferred by six months. Trade loans will be deferred by 90 days.

    Market Infrastructure

    Hong Kong: OTC Clear Launches Sponsored Clearing Model

    By Manesh Samtani | 31/08/2020

    Foreign banks in Hong Kong that are unable to become full clearing members can use the ‘Sponsored Settlement Member’ model to access central clearing via OTC Clear.

    Enforcement

    SFC Imposes Lifetime Ban on Former China Citic Bank Employee

    By Editors | 26/08/2020

    The former relationship manager is said to have falsely represented to customers that an additional fee was needed to open an account with CITIC – which he then pocketed.

    Fintech / Regtech

    Hong Kong AoF Publishes Report on AI Adoption in Banking

    By Editors | 23/08/2020

    The report provides insights about the risk management frameworks and overarching supervisory principles banks use when adopting artificial intelligence.

    Market Infrastructure

    MAS Becomes First Asian Government Entity to Issue RFR Debt

    By Manesh Samtani | 19/08/2020

    Singapore is seen to be leading Asia in its preparation for the cessation of LIBOR at the end-of 2021. Earlier this month, MAS announced new initiatives to catalyse SORA markets.

    Capital / Liquidity

    HKMA Eases LTV Rule for Commercial Real Estate Loans

    By Editors | 19/08/2020

    Effective from 20 August, the loan-to-value ratio cap is being raised from 40 to 50 percent. The 40 percent cap was introduced in 2009 as a market cooling measure.

    AML / KYC

    Risk and Reward: AI Enables Active Financial Crime Risk Assessment

    By Daniel Banes | 18/08/2020

    Adverse media is openly available, continually updated, and provides a wealth of information, but it remains underused in financial crime risk assessments, writes Daniel Banes.

    Fintech / Regtech

    Livi Bank Announces Launch of Virtual Banking Services

    By Manesh Samtani | 11/08/2020

    Livi Bank, backed by BOCHK, JD Digits and Jardine Matheson, has become the fourth virtual bank to open to the public in Hong Kong.

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