Reserve Bank of India

    Fintech / Regtech

    India Fintech Foundation Flags UPI Duopoly, Urges RBI to Act

    By Nithya Subramanian | 04/11/2025

    The industry body has cautioned that two dominant apps now control most UPI transactions, warning this could threaten competition and the stability of India’s digital payments network.

    Fintech / Regtech

    Indian Banks Switch to '.bank.in' Domain on RBI Cybersecurity Mandate

    By Editors | 03/11/2025

    The move, which had an October 31 deadline, aims to combat phishing and bolster customer confidence in digital banking services.

    Fintech / Regtech

    RBI Proposes New Guidelines for Cross-Border Inward Payments

    By Nithya Subramanian | 31/10/2025

    The draft circular aims to reduce delays in crediting funds to beneficiaries and improve efficiency under Payments Vision 2025.

    Capital / Liquidity

    India Weighs Raising Foreign Investment Cap in State-run Banks

    By Nithya Subramanian | 28/10/2025

    Raising the foreign investment cap in public-sector banks to 49% aims to attract overseas capital and narrow the gap with private lenders.

    Capital / Liquidity

    RBI to Lower Risk Weights for NBFC Loans to Infrastructure Projects

    By Nithya Subramanian | 27/10/2025

    The draft rules propose reduced risk weights on loans to certain high-quality infrastructure projects that meet specific performance and repayment criteria.

    Capital / Liquidity

    RBI to Allow Banks to Fund M&As; Overhauls CME Rules

    By Nithya Subramanian | 27/10/2025

    Draft regulations allow banks to finance M&As while introducing uniform capital market exposure frameworks for both commercial and small finance banks, with prudential ceilings and loan-to-value limits.

    Securities / Derivatives

    RBI Proposes Mandatory UTI for OTC Derivatives from April 2026

    By Manesh Samtani | 24/10/2025

    The proposal aims to enhance market transparency and align with global standards for reporting over-the-counter derivative transactions.

    Fintech / Regtech

    RBI Staff Propose Expanded Data Quality Index for Banks

    By Manesh Samtani | 24/10/2025

    The proposed model moves beyond supervision to cover all regulatory data, introducing new dimensions like credibility and specific calculation formulas.

    Capital / Liquidity

    India’s New Credit Loss Rules to Cost Banks Billions - Reports

    By Manesh Samtani | 21/10/2025

    The RBI's shift to the Expected Credit Loss (ECL) framework will impact bank capital, but analysts see long-term benefits.

    Capital / Liquidity

    India, Sri Lanka Explore Rupee Bond Roadmap

    By Nithya Subramanian | 20/10/2025

    The initiative could allow Sri Lankan entities to raise funds in Indian rupees as New Delhi expands regional rupee lending.

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