Reserve Bank of India

Emerging Prudential Risks

RBI Adopts Risk-based Pricing for Deposit Insurance

By Nithya Subramanian | 09/02/2026

RBI will replace the flat-rate deposit insurance premium with a risk-based framework from April 2026, linking banks’ contributions to their risk profiles.

Alternative Markets

SEBI Proposes Easier Rules for REITs and InvITs to Boost Investment

By Nithya Subramanian | 09/02/2026

The proposals aim to enhance operational efficiency by allowing REITs and InvITs to access a wider range of investment options, increase flexibility in managing borrowings, and reduce compliance burdens.

Payments & Settlements

India in Talks to Link UPI With Alipay+ for Cross-Border Payments

By Nithya Subramanian | 04/02/2026

The proposed linkage would expand UPI’s global reach but faces security and regulatory reviews due to Alipay+’s Chinese origins.

Payments & Settlements

Bank Indonesia Joins Nexus Project to Strengthen Cross-Border Payments

By Nithya Subramanian | 04/02/2026

Joining the BIS-led initiative will help lower costs, improve speed and expand access to international transfers by linking domestic instant payment systems across borders.

Structural Regulation

India Expands Market Access for EU Banks Under New FTA

By Nithya Subramanian | 02/02/2026

European banks will be allowed to open up to 15 branches in India over four years, alongside provisions permitting 100 percent FDI in insurance and 74 percent in banking services.

Structural Regulation

India's Economic Survey Proposes Sweeping Financial Reforms, New Securities Code

By Nithya Subramanian | 02/02/2026

The Economic Survey, tabled in Parliament, calls for a new Securities Market Code, a corporate bond market overhaul, and cautious governance of AI in finance.

Climate Risk

RBI Defers Mandatory Climate Risk Disclosure for Banks

By Nithya Subramanian | 30/01/2026

The RBI has deferred plans to require banks to make climate-related risk disclosures, citing implementation challenges and data gaps.

Conduct, Culture & Accountability

Indian Bank Unions Strike Over Delayed Five-Day Week Approval

By Manesh Samtani | 29/01/2026

Strike disrupts operations at public sector and regional rural banks as unions demand the government implement previously agreed-upon five-day work week.

Emerging Prudential Risks

RBI Proposes Disaster-Relief Credit Rules for Borrowers

By Nithya Subramanian | 29/01/2026

The RBI has unveiled draft guidelines requiring banks to provide flexible loan relief, including rescheduling, moratoriums, and additional financing, for borrowers affected by natural disasters