Reserve Bank of India

Fraud, Scams & Cybercrime

India Orders Serious Fraud Probe into IndusInd Bank Over Accounting Lapses

By Editors | 19/12/2025

The probe will examine potential manipulation of books of account, creation of fictitious accounts, misclassification of assets, and the impact on the bank’s financial statements.

Trading & Investment

SEBI Panel Set to Ease Curbs on Commodity Derivatives

By Nithya Subramanian | 17/12/2025

A SEBI-appointed panel is expected to propose lifting bans on select agricultural commodity derivatives and allowing measures such as colocation to attract institutional investors.

Credit Risk

RBI Urges Banks to Link MSME Loans to External Benchmark

By Nithya Subramanian | 17/12/2025

The move is aimed at enhancing transparency, ensuring faster transmission of policy rates, and strengthening credit support for small businesses.

Conduct, Culture & Accountability

India’s Ministry of Finance Tightens Oversight of Grievance Redressal in Banks

By Nithya Subramanian | 16/12/2025

A new ranking and review mechanism is improving how banks and insurers handle customer complaints, boosting accountability across the financial industry.

Credit Risk

Indian Banks Call on RBI to Raise Limits on M&A Finance

By Nithya Subramanian | 15/12/2025

Domestic lenders have asked the RBI to raise the limit on M&A financing to 20 percent of core capital, aiming to capitalise on a sharp rise in corporate deal-making.

Payments & Settlements

RBI Overhauls Cash Credit and Transaction Account Rules

By Nithya Subramanian | 15/12/2025

RBI has eased rules on cash credit, current and overdraft accounts, giving banks and borrowers greater flexibility and operational clarity.

Fraud, Scams & Cybercrime

RBI Grants Approval for Digital Payments Intelligence Platform

By Nithya Subramanian | 12/12/2025

SBI and Bank of Baroda take the lead in building a shared digital payments intelligence platform to strengthen real-time fraud detection across the financial system.

Capital Adequacy

RBI Shifts Reserve Ratio Reporting to Calendar Based System

By Manesh Samtani | 12/12/2025

The RBI has aligned Cash Reserve Ratio and Statutory Liquidity Ratio reporting with calendar months and mandated digital submissions for all banks.

Trading & Investment

RBI Proposes Full Cost Disclosure in Retail FX Deals

By Nithya Subramanian | 10/12/2025

RBI has proposed new rules requiring ADs to disclose the full transaction cost of foreign exchange deals to retail users to boost transparency in the FX market.